No. But all joint debts will become his responsibility.
Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
Yes, unless you request the credit reporting bureaus to separate your accounts.
The fact of filing bankruptcy is already going to lower your credit score, and the point of bankruptcy, part of it anyway, is to resolve unpayable debt such as collection accounts. It is in your best interest to add the collection accounts to your bankruptcy, but if you consult your BK attorney, he is likely to advise you of this. The bankruptcy is the first next step in repairing your credit and improving your credit score.
Yes. But not as much as if the husband did the bankruptcy.
The cosigner's credit will only be affected if the person that they cosign for defaults on the loan. The bankruptcy will not affect the cosigners credit.
No, not if the accounts are separate. Married couples credit ratings are only affected equally when the account is held jointly.
Both have the same negative impact on your credit.
If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.
he would have to pay to because the acconts is in his name
If your business is tied to your personal credit, then yes, you run the risk of being personally affected by the business's bankruptcy.
If you have credit accounts in good standing then do not include them in your bankruptcy.
Accounts Receivable - Debit Service Revenue - Credit
Your credit follows you individually. If you have joint accounts then they appear on both of your credit reports.