the At Fault drivers insurance is obligated to pay for damages the insured caused up to the specified policy limits.
In the United States of America, all states do not require drivers to have auto insurance, however the drivers are still fully financially obligated to pay for any damages in an event of an accident.
If the driver will be obligated to pay for the insurance on his own.
Drivers become subject to the liability insurance law when accident damages amount to a state-specific threshold, commonly set at around $500. This means that drivers must carry liability insurance coverage to pay for damages they cause in an accident, once the threshold is reached.
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
If a driver runs off the road, into someone's yard, and damages a tree in the yard that has some decrative value the drivers liability insurance will pay for the damages to the yard and tree.
Yes.
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
Vehicle insurance is one of the most important things a driver can buy. Without insurance, some drivers involved in an accident can be stuck with hundreds of thousands of dollars worth of damages that they have to pay.
If you know who hit your car, and they have insurance, then, yes, they should pay for it, so long as you were not parked illegally. Let YOUR insurance company handle this for you. That's what you pay them for.