If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a scheduled driver on the car owner's policy, or in some cases by a non owners policy. Also bare in mind that parents and legal gaurdians can be held financially liable for the acts of minors.
No. But he/she can't drive it unless they are
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
no
You cannot get driver insurance unless you have a car.
Yes a teen have to be insured if living at home. The teen would have to be under the parents insurance.
No. If you had broadform insurance he would be able to drive any vehical you own as long as you NAME him a driver. Broadform is nice for people with more then one vehical.
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
Yes.
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
No direct answer, as this all depends of the level of cover of the insured driver.
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.