The money is still a valid debt. The estate would have to pay the loan back. The loan may also have a co-signer that is still responsible for the debt. Consult an attorney to protect your rights.
Yes, it can.
Depends on the state you live in. * If the married couple resided in a community property state the surviving spouse might be held accountable for the debt even though the loan was only in the name of the deceased spouse. In all other states the surviving spouse is not responsible for debt that is incurred solely by a living or deceased spouse.
Unsecured loans are best used for small purchases. It is unwise to take a large unsecured loan due to the fact that more will be confiscated to pay it back.
She can file an Injured Spouse Form. see link
It is very difficult to get an unsecured loan with bad credit. This is because of the nature of the loan. When a person gets an unsecured loan, it means there is no collateral to back the loan up with.
No. Georgia is not a community property state.
With a secured loan, you back up your loan with some sort of financial guarantee like some assets. With an unsecured loan you only have your credit to back up the loan.
The estate is required to liquidate such debts. In most cases the surviving spouse will be deemed to have benefited from the loans and be required to pay them back.
Stepparents are not responsible for their stepchildren. Your spouse is not responsible for your child(ren). However, the State may place liens on real and personal property, including bank accounts, even though your spouse is a joint owner.
No. In fact, Wisconsin was the first state in the US to abolish the death penalty, back in 1853.
No a spouse is not to pay the taxes which are due by her dead spouse.
Only as it applies to the tax return, if an "Injured Spouse" form is not filed. see links below.