Best Answer

NOT sure on this, but it seems that until they give up the right to repo by getting a judgment for the amount owed, they could still repo. Once they get the judgment, they would not have the car for security for the loan. Ill check on it and post again in a couple of days.

They may let it go due to lack of security, but remember: no payoff, no deed certificate.

User Avatar

Wiki User

โˆ™ 2015-07-14 16:03:39
This answer is:
User Avatar

Add your answer:

Earn +5 pts
Q: After you file bankruptcy how long does the creditor have to repossess a car?
Write your answer...

Related Questions

How long does a creditor have until they repossess a vehicle?

A creditor can repossess a vehicle at any time after a default(late payment, lack of insurance, etc.) occurs on the contract.

When filing for bankruptcy and including the car how long is it before the creditor collects the car and how does that work?

The loan company can repossess any car that the payments are delinquent on. Your BK does not prevent repossession of your car.

How long do you have to be unemployed before you can file bankruptcy?

You do not have to be unemployed to file bankruptcy.

How long after you file bankruptcy can you file again in Washington state?

8 years between discharge of bankruptcy to re-file.

How long will bankruptcy prevent a foreclosure?

Bankruptcy will prevent a foreclosure but you still have to reaffirm the loan and begin paying or the bank will repossess your house regardless of bankruptcy. Bankruptcy temporarily halts the process for up to a couple months.

Does chapter 7 protect from civil suit?

Yes, as long as the creditor is listed on the bankruptcy.

Can a mother and daughter file bankruptcy jointly?

the answer is yes, Yes mother and daughter can file bankruptcy jointly and also you and your husband will file bankruptcy jointly is still accepted as long as its not same sex marriage.

How long do you have to wait to file bankruptcy again in Georgia?

If it is a Chapter 7 Bankruptcy, you have to wait 8 years before you can file it again.

If someone cosigned a car loan for her husband and he couldn't pay and filed bankruptcy and she couldn't pay either would she have to file bankruptcy?

well if your husband is in bankruptcy they are not allowed to repossess the car as long as he is the one in possession of the vehicle, if they do repossess the vehicle you will have a pretty good lawsuit to hand them, if the car is repossessed or actually when , it will show up on both of your credit. so I have a website to help you we have repossession consultants that can help with your situation I STRONGLY RECCOMED YOU TRY IT.

In Kentucky How long after bankruptcy can you file chapter 7 and can you file chapter 13 after chapter 7?

You can file bankruptcy again 7 years after the last time you filed.

How long after you win a third party lawsuit can you file a Chapter 7 bankruptcy?

Winning a lawsuit will have no impact on your ability to file for Chapter 7 bankruptcy. If you are a judgment creditor, the judgment might become an asset of the bankruptcy estate and the bankruptcy trust might choose to sell the judgment or enforce the judgment for the benefit of your creditors.. if someone files bankruptcy on as credit card does that a third party has charged on and the debt is cleared dose the third party continue paying for a debt that is no longer there

How long do you have to add a creditor after a bankruptcy has been filed?

you can add a creditor any time just make sure you didn't make that bill in bankruptcy the courts can dismis your case if you did make another bill in bankruptcy. talk to your lawer some times they charge a fee to add a bill.

How long do you have to wait to file bankruptcy after transferring a title to a vehicle?

Your ability to file BK is not effected.

How long do you have to be unemployed to file chapter 7?

You do not have to be unemployed to file for chapter 7 or any bankruptcy.

Where can one file for bankruptcy or fraud?

In order to file for bankruptcy a person will need to hire an attorney or lawyer. Bankruptcy has long term financial consequences for the person so a competent attorney should be hired.

How long should you wait after you get your lawsuit to file bankruptcy?

Any time before a judicial lien is filed on any property that you may have. Although you can always do a lien avoidance, it always a better to file BK before the creditor gets a lien on your property- its less hassle for you.

How long after a chapter 7 bankruptcy can you file another chapter 7in the state of Tennessee?

Bankruptcy is Federal jurisdiction, therefore, the state has nothing to do with it. Usually, when you file bankruptcy, you cannot file for another 7 years, Period. No matter which state you live in.

How long after discharge can you file an amendment for a lien left out of bankruptcy by accident?


Can only one spouse file bankruptcy when the other one owns the cars and house?

In general, the filing of bankruptcy by one spouse will not affect the other spouse's financial situation. A debt is created by contract between a debtor and a creditor - each debtor must sign the contract to be liable for payment. Therefore, the bankruptcy of one spouse does not cause the other to become bankrupt. Debts where spouses are joint and severally liable for payment will remain with the spouse who has not filed for bankruptcy. Under Chapter 7 bankruptcy, where one spouse's debts are wiped clean, the creditor can go after the other spouse. However, a major advantage of Chapter 13 bankruptcy, where the debtor plans to re-pay her debts, is that the creditor will leave the co-debtor alone, as long as bankruptcy plan payments are timely deposited.

Is it okay to purchase a car before you file bankruptcy?

Yes, as long as it is not excessive and you plan on paying it back. In other words don't buy a Mercedes if you usually drive a Honda. And any auto loan made within 910 days before bankruptcy cannot be discharged. So if you can't pay for it they can come repossess it.

How long does Equifax keep a bankruptcy on file?

Generally ten years from the time of the last (closing) activity of the said bankruptcy.

How long do you have to wait to file bankruptcy again in Indiana?

Assuming it is federal bankruptcy, 8 years, the same in every state.

How long does it take to be discharged from bankruptcy?

About 4 to 6 months from file date.

How long after opening or using a credit card can you file bankruptcy?

No waiting period

Will a collections attorney not sue you if you say you will file bankruptcy?

They WILL sue you as long as they have the legal right to do so. Bankruptcy may be your only option.