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Are self insured plans subject to federal cobra and cal cobra?
YES - Self Insured plans are subject to federal and Cal-COBRA rules. But it might be helpful to have additional information - how large is the employer group? How recently did the separation of employment occur? If you are part of the HR team at the employer, then possibly you are confused about how to establish a "COBRA RATE" for a self insured plan. Also, did you know that Pres. Obama's Economic Stimulus Package includes a COBRA SUBSIDY for almost every employee that lost a job in the downturn (starting with termination dates of 9/1/08). You can email me if you want additional info. emcclements@barkleyins.com
The Federal Deposit Insurance Corporation insures bank deposits up to per deposit?
$100,000This is sort of complicated. Per www.fdic.gov:"The basic insurance amount is $250,000 per depositor, per insured bank."The $250,000 amount applies to all depositors of an insured bank."Deposits in separate branches of an insured bank are not separately insured. Deposits in one insured bank are insured separately from deposits in another insured bank."Deposits maintained in different categories of legal ownership at the same bank can be separately insured. Therefore, it is possible to have deposits of more than $250,000 at one insured bank and still be fully insured."
Are mutual funds insured Are municipal bonds insured?
Neither Mutual funds nor municipal bonds are insured. You can however purchase insurance on them
How much money is insured in the bank?
If a bank is FDIC insured then it would be up to $250,000.00 To find a bank that is insured by FDIC go to the link below
Are mutual saving banks fdic insured?
are mutual saving banks be FDIC insured
What is the difference between a company that is fully insured and one that is self insured?
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
What are the two basic types of catastrophic plan?
There are two types of catastrophic plans. The first type aids the insured when his/her medical benefits have reached its maximum. The second type aids the family member(s) of the insured when the insured can no longer provide for the family.
How much does axa health insurance cost?
AXA is an insurance that offers plans starting at 25p per day. These plans are reimbursment plans, which offer the insured money back after they pay for medical costs out of pocket.
Learn About PPO Insurance Plans?
Health insurance plans come in several different styles. Preferred Provider Organization (PPO) plans include a network of health providers who have agreed to the fee and payment structure of the insurer. Because their costs are more predictable, these insurers are often able to offer lower premiums. PPO plans usually have a co-pay amount which the insured pay when they see the doctor. Beyond the co-pay, PPO plans usually have a deductible amount and a co-insurance amount for which insured patients are responsible. Most PPO plans also have an out-of-pocket maximum which is the most an insured patient will have to pay over the course of a coverage year. Most policies also have a maximum lifetime benefit, a maximum dollar value the plan will pay for a particular individual.
What are the features of insurance service plans?
the insurance company effectively agrees to provide the insured with health care services, rather than reimbursement dollars. Service plans offer the advantages of reduced paperwork and reduced financial liability
What email address do you use to get explanation of benefits paid by Blue Cross Blue Shield?
Blue Cross/Blue Shield plans and addresses are specific for each state. If you are asking about an EOB for patients rather than for providers, then an EOB will not be sent if the plan is self-insured and BC/BS is the administrator: the patient pays an upfront co-pay, and no explanation is needed. (All large corporations in the U.S.A. and most state-benefits plans are self-insured.) If the plan is private (single subscriber) or is a group plan that is insured, then you should receive an EOB. If you did not, then you can find the BC/BS address in your state online. If you are employed and are in a group plan, whether insured or self-insured, then your employer will have that address for your plan.
Insured vs Insured Professional Liability?
The insured and the insured professional are one and the same.
Do you recommend aggregate stop loss or specific stop loss for self insured medical plans?
I advise you to go see Sicko! That will answer your question and give you more questions
Are teens automatically insured to parents car?
They are insured as passengers they are not insured to drive it
Is the car insured if you just bought it?
A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.
Did dental care plans expand the dental equipment industry?
Since a large proportion of the people covered by dental insurance opted not to receive dental care, the number of people insured in the country
Why aren't co-pays applied to deductibles on insurance plans?
To help reduce insurance premiums and also to put some responsibilty on the insured so they are not using their insurance for every little thing
