It depends on the Allergies, the treatment and the prognosis. For example, if you have mild hay fever and you take an over-the-counter antihistamine for it, it won't effect your coverage. In fact, you don't have to disclose it on your application unless you've seen a doctor for it.
If you have hay fever and you're being treated by a physician with allergy shots and a prescription to alleviate the symptoms, it'll be considered a pre-existing condition.
Thanks to health care reform, this is the last year that pre-existing conditions will be an issue with regard to health insurance.
You are thinking that some conditions are considered "pre-existing" and others are not. That's not it. Did you already have the condition before, say, applying for insurance? That's the idea of pre-existing.
Yes
Yes it is,
Yes. Anything that involves recommendation, treatment (i.e. medicine), OR diagnosis is considered as a pre-existing condition.
Yes. Anything that involves recommendation, treatment (i.e. medicine), OR diagnosis is considered as a pre-existing condition.
Yes
If you try to get health insurance and you have cancer, it is considered a preexisting condition.
You can be treated, the question about the pain be pre-existing will be determined by your insurance plan.
Depends on how long ago it was and if you are still or was ever receiving treatment for the seizure. If it happened 10 yrs ago or later and you never received treatment, then no it would not be considered a pre-existing condition. If it happend 10 yrs ago and sooner and that you were receiving treatment, then yes it would be considered a pre-existing condition.
No, provided there has been no treatment or care or symptoms during the look back period. In order for it to be considered a pre-existing medical condition it must fit the specific definition found in the policy and usually that requires care, treatment, or symptoms during the look back period to be considered pre-existing. If it occurs outside that period than it's not a pre-existing condition.
Most medical conditions that you've been diagnosed with prior to applying for the insurance will be considered pre-existing. If you've been seeing a psychiatrist before or during the application process, it will be considered pre-existing.
No, pregnancy is not a pre-existing condition and cannot be excluded by a group medical plan. This is true in all 50 states and Washington D.C. under a federal law, HIPAA.