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It depends on the Allergies, the treatment and the prognosis. For example, if you have mild hay fever and you take an over-the-counter antihistamine for it, it won't effect your coverage. In fact, you don't have to disclose it on your application unless you've seen a doctor for it.

If you have hay fever and you're being treated by a physician with allergy shots and a prescription to alleviate the symptoms, it'll be considered a pre-existing condition.

Thanks to health care reform, this is the last year that pre-existing conditions will be an issue with regard to health insurance.

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Q: Are allergies considered a pre existing condition?
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