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Are parets responsible for child under 18 if they have theri own insurance aned have a accident?
Wiki User
∙ 15y ago
The parents are responsible for their child until legal age.
Wiki User
∙ 15y ago
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Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
Can parents be responsible in case of accident for dsiabled adult child with own car and insurance?
Sometimes, but the an adult child has their own life now, right? The parents aren't really responsible. They probaly did there best to grow their disabled child as best they could.
Is the beneficiary of a life insurance policy responsible for back child support of deceased?
No, you are not responsible for their back child support.
What is the parent's responsibility for medical bills for adult children that are on the parents insurance policy?
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
Who is responsible for the medical treatment of a child who got hurt at daycare?
Usually the Daycare would have something about that in their policy, and most often Daycares will have an insurance for that type of thing (injuries to children). Sometimes their insurance will not cover a major accident or injury though. If not, the parents or guardians of the child would be responsible for the medical treatment, but if it was a serious situation you could take it to court and/or sue the company, or put in a formal complaint.
Do you have to add your child to auto insurance even at eighteen years old?
Yes. If they live in your household or are in college or if they drive your vehicles ever. If they were licensed earlier they should have been added earlier but better late than never. I have seen several cases where a child had an accident, was not listed as a driver on the policy, so the insurance company denies coverage and the parent is responsible for the total accident. This means you would be responsible for the damage to your vehicle, injuries to your child and anyone else in the vehicle, damage to whatever they hit, and injuries plus losses to any other people that are injured. You are also responsible for any and all legal costs that the insurance company would have also paid. The cost could be almost unlimited.
Who is the responsible party on medical bills once a child turns 18?
That depends on the specific situation. If the child is still on the parent's insurance, the parents will be responsible. But once they are on their own, it is their issue.
What are the laws for responsibility of health insurance for a teen pregnant child IN CT.?
If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her, but legally, the parent would not have the responsibility.
Are you liable for any unpaid copay charges on your 18.5 yr old stepson who lives with his girlfriend?
If you live in a state where an 18 year old is a legal adult then that adult is legally responsible for himself or herself. He or she is responsible for his own debts and liabilities. You are not liable for co-pays on his medical bills. If you are covering your adult child on your health insurance you are responsible to pay the premiums. If you choose not to cover your adult child on your health insurance plan you are not required to keep him or her covered under your plan. He or she is responsible to obtain their own health insurance plan if you choose not to put him on your plan. Most insurance plans will not place an adult child on your insurance plan if he or she is not attending school....and there can be restrictions on the amount of classes a student is taking to qualify to stay on your health insurance plan. Any adult child living in your home you are not legally responsible to provide health insurance, pay his or her bills or medical bills. You are even legally allowed to charge that adult child for expenses incurred by him or her.
What can you do if your rates jump because of your child who will not be driving your car again?
Well if your child made rates jump due to an accident, you need to change insurance companies and exclude that child from the policy.
What happens if your child is driving a friends car without permission and is involved in a car accident and your child does not have car insurance?
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
Are both parents both responsible to provide medical insurance for their child?
I would certainly hope so.
