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This is a very tricky question. I know that on car insurance, you have to have a stipulation in your coverages that says you are covered under any vehicle, even if its not yours. This option costs more but its cheaper than having to pay outright if you wreck some1 elses car. AS for motorcycles, im sure that there is a stipulation limiting you to your own bike. But, im not totally sure, just call different insurance agencies and ask them questions. That's the best way.

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2011-09-12 14:39:07
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Q: Are riders covered for whatever bike they ride or just their own bikes on their own policies?
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