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Any leftover debt from that car repossession can be put in your bankruptcy petition..so if you owed $12k and the bank sold it for $6k..then you can file bankruptcy on the remaining $6k.
The federal bankruptcy laws changed in October of 2005. I don't think there have been any changes since then.
not a fig
yes
The California laws on any re-possession are extensive and complicated. -Google that exact wording, or inquire at the State Attorney General Office.
The loan company can repossess any car that the payments are delinquent on. Your BK does not prevent repossession of your car.
Debts incurred after a bankruptcy is filed cannot be added to the BK and therefore would not be discharged. Any debts not discharged in a bankruptcy are subject to collection by any means available to the creditor under the laws of the state where the debtor resides,
Laws regarding mobile home repossession vary by state, but generally, the lender must follow state-specific procedures to repossess a mobile home if the borrower defaults on the loan. These procedures typically involve giving notice to the borrower, obtaining a court order, and conducting a lawful repossession. It is important for both lenders and borrowers to be aware of the specific laws governing mobile home repossession in their state.
In the state of Ohio, your car may be repossessed if you miss one payment. Your car may be taken any time of the day or night by the repossession company. The repossession company is not allowed to keep any items that you may have left in the car. The company must inform you as to what they are going to do with the car, including selling it, putting it in a car auction, or keeping it.
The same place you get bankruptcy forms for any state. Bankruptcy is a federal procedure, and the major forms are established by the U.S. Bankruptcy Court's administration. Most bankruptcy courts have websites where you can download the forms, including any local forms and rules. You can buy sets of bankruptcy forms online and at places like Staples. Louisiana's state law may be different but it is still bound by the same federal laws we all are.
The re-possession Laws in any state are quite complex. Certainly far too complicated to explain here. You should go to the DMV and get more information from them.
Don't drive in low coastal ares.