There is a program that assists anyone in the country with borrowing cash for a down payment. There is a great loan product designed to help people who need extra cash now to pay for the down payment of a vehicle. There are about 150 lenders that bid against each other to provide the loans.
These loans usually do not require credit checks or hard inquiries or faxing of identification documentation. The applicant gets a decision in 3-5 minutes and the money can be direct deposited in as little as 2 hours.
The only Down Payments Assistance programs for the purchase of a car are directly associated with the automobile manufacturers finance company such as Chrysler Credit, Ford Motor Credit or GMAC. Currently they are running "Down Payment Assistance" rebate programs. These programs require that you purchase a NEW vehicle and finance it with the dealers finance company. For more information, see your GM, Ford or DaimlerChrysler dealer.
However, if you do not have the down payment yourself, it may be better for your personal finances to buy a used car--lower price over all, shorter payment time and less expensive to register and insure. Easy money is just that: they do not consider your whole situation as they are in the sales business.
No, a cosigner only has the legal obligation to pay the debt if the primary borrower defaults on the lending agreement.The exception to this would be if the cosigner is a joint title holder of the vehicle.COSINGER!Does a consignor have rights to the vehicle if the people who is buying the car never missed a payment?
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