Every lender or financial institution is is going to inquire about your past credit history. People with low FICO scores can expect high interest rates as a result of the added risks banks are taking on for financing high risk unsecured personal loans.
Loans for unemployed workers are often provided by government social services. There are also third party lenders that provide this type of service, but often with hefty interest rates.
"Payday" loans are typically short-term loans that require re-payment in about 30 to 60 days. Before securing this type of loan, it is important to review and understand when interest is charged, as well as the rate at which interest is charged. If you're unemployed, and won't be able to pay the loan back quickly, the interest charged can be very expensive.
Typically, home loans have the lowest interest rate. Credit cards and Pay Day loans usually have the highest interest rates.
If you are asking about a savings rate, the best available right now is around two percent. If you are looking for interest rates on loans, they will vary according to loan type.
There are a few companies that offer loans to unemployed people these are specialist companies who cater to people in unusually circumstances. The following websites offer these type of loans AOL and cf-loans.
There are plenty of types of student loans that are available to those looking to go to school to better their life. The most common type of student loans are loans that are borrowed from the government itself. These type of loans come in two varieties, subsidized and unsubsidized. These loans types are important to consider in that they have different meanings for how they must be paid back. The subsidized ones are given to those who are from lower income families. On these loans, the interest is paid by the government. On the unsubsidized ones, the individual must pay the interest on the loan that they are borrowing.
Loans which are secured against the borrowers assets.
Interest Only Fixed Rate Loans. These mortgages require only interest payments for 10 years. All of the major banks have these type of loans like PNC Bank or Chase.
There are two main types of Stafford Loans: Subsidized and Unsubsidized. Subsidized Stafford Loans are available to undergraduate students with financial need, and the government pays the interest while the borrower is in school. Unsubsidized Stafford Loans are available to both undergraduate and graduate students, regardless of financial need, and the borrower is responsible for paying all interest.
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Some types of home loans are FHA loans, VA loans, 30 year loans, 15 year loans, and reverse mortgage loans. Of course, these are not the only types of loans available. You might check with your local real estate agency for more information on what is available.
You can find first time homebuyer loans in the market place right now. Additionally, for certain individuals, FHA loans are available.