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It just depends on the type of policy your purchased. You may want to contact your insurance agent if you need help determining your coverage.
Most Homeowners insurance policies will only remove the tree debris if the tree also caused damage to your home. Otherwise it's just another felled tree and considered a homeowners maintenance issue.
The cost of hiring someone to haul tree debris away is usually far below the cost of your insurance deductible.
Also, in most U.S. cities all you really have to do is drag the debris to your curb and the city will generally haul it away on the next bulk trash day for free.
Wiki User
∙ 12y ago
Wiki User
∙ 10y agoThat depends on what you mean by "covered". If you had a tree that was blown over in a storm, and you are looking for debris removal coverage, that will only apply if there is a claim to the buidlings that are covered by the policy. If the tree fell over, and you need to have it removed, but no buildings were damaged, sorry but you are on your own.
If you are looking to be paid for the value of the tree itself, you need to contact your agent. Many homeowner's policies include a small amount of coverage for damage to trees, bushes and shrubs, but that would be subject to your deductible. If the coverage minus the deductible is a small amount, you really talk to your agent to find out about the repercussions of filing a small claim. Sometimes, once you have all of the information, you might find it's just not worth it.
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How many trees were damaged if a storm damaged 12 percent of 6250 trees?
750 trees were damaged.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Does homeowners cover tree damaged by hurricane?
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
Is removal of trees knocked over onto a neighbor's property by wind during a storm covered by homeowners insurance - no building is involved?
Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
Who takes away trees that fall on homes after a storm?
Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.
Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Yup.
Is the septic tank repair covered on homeowners insurance?
Generally no. This is a maintenance item that builts up over time and does not happen suddenly and accidentally. You can purchase an endorsement to cover sewer and septic tank backup coverage that may cover some damage caused by any damage from the backup. Otherwise it would not be covered and no repair of the septic tank or sewer system would be covered at all.
Will insurance Cover tree removal if struck by lightning?
Lightning Struck TreesIf you have an HO3 all risk policy you may have coverage for Removal of damage shrubbery and trees But Generally No. Most home insurance polices are on Form HO1 and HO2 and will not cover the cost of debris removal unless the felled tree has damaged a covered structure on your property.
How many other trees are damaged by mahogany trees when they are cut down in the Amazon rainforest?
27 other trees are damaged in the process
Does homeowners insurance cover a retaining wall collapse?
Coverage is always determined by the cause of the damage. If the damage was due to a "Covered Cause" then you have coverage. If not then you don't have coverage. Movement of earth is usually excluded from coverage on all homeowners policies. If there was a storm and a tree fell on the wall causing the collapse then you do have coverage. If it fell due to roots from trees pushing it over then sorry but it will not be covered. Insurance damage must also be sudden and accidental. If it happens over time it is a maintenance issue and insurance does not cover maintenance.
Why is a rain forest sometimes referred to as a desert covered with trees?
because the mist was covered the trees is look like a desert covered with trees
Does home insurance cover storm damage to a tree?
No, not normally unless that tree is a hazard to the insured structure. Tree trimming, maintenance and removal of trees and shrubs are a normal part of your landscape maintenance and are not covered by your homeowners Insurance policy. Some companies will offer additional coverage for a premium that provides for tree removal even when not a hazard but it is usually added as an endorsement to the policy.
