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If your referring to your homeowners or property liability insurance, No.

Hired workers are not covered under your home insurance policy.

Contractors are expected to provide the necessary coverage for the risks involved with their chosen profession. Most people are wise enough to select a contractor who can demonstrate they are competent in their field. Having adequate insurance to cover the activities of their workers as well as any potential damages to your property are just one sign of competency that consumers look for.

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Q: Are we able to cover one of our Contractors for a few days on our insurance?
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