Absolutely if they have a drivers license. They have access to the keys, don't they?
If you can show your insurance co. that your child lives on their own AND has their own car insurance, you should be able to get your child OFF of your policy
No because 18 is the legal age of adulthood. I got licensed when I was 18 and was still living at home and I still got my own insurance policy. If they are going to drive your car on a regular basis, you should list all licensed drivers on the policy.
If he lives with you then you may not be able to. If he has moved into his own residence, then you should be able to.
If he lives in your household he should be listed on your insurance policy. If your son does not live with you but sometimes drives your vehicles he should be listed on your policy and his address should be listed as a secondary garaging address.
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
I believe it would depend on who owns the vehicle the teen is driving. if it is the grandparents car, it would have to be on their insurance. You should call your insurance company to be sure.
my son is on my auto insurance policy but he has moved to florida and I live in Michigan. Can he still be covered on my auto policy if he now lives in florida?
Whoever your daughter lives with is the responsible party to cover her on their insurance policy!
There are two kinds of insurance required in a condominium environment. The master policy insures all the real estate assets owned in common -- and covers liability possible in commonly owned areas.Individual condominium owners purchase a policy to cover their unique assets. This policy is known as an HO-6 policy.If an owner who lives in the penthouse that includes a private pool, the penthouse owner is responsible for insurance to cover the rooftop pool.If the rooftop pool is a common area and is owned by all the owners, then it is covered by the master policy.
One child policy and female infanticide.
Perhaps. Do you have him listed on the policy as required as a driver. If he lives in your household your policy probably requires you to have him listed as a driver or excluded.
Depending on one's policy and specific insurance company. The limitation or drawbacks of a contents only home insurance is just that. The policy will only cover the contents in one's home if there is a fire or a robbery some times. The policy would not cover any damages that were made to the home by natural storms etc. Depending where one lives it is the law to have home owners insurance or renter's insurance to live in a dwelling.
d. 20- year endowment
Courts often times require that divorcing couples buy life insurance especially if child support is involved. If the man was the primary wage earner and is ordered to pay child support, he needs to guarantee that the payments will be made whether he lives or dies.
Insurance industry is boradly divided into two categories viz., life and general. While Life Insurance providers cover lives of individuals, general insurance covers vast items starting from medical insurance, fire & burglary, money transit, shop keepers' policy, householders' policy and so on.
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy
It is my understanding that in most states an insurance policy is issued to the name which appears on the vehicle's registration.
Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
Insurance companies often refer to policy holders as "heads" (especially in capitated systems) or "lives".
Since he is an adult you can only be sued if you are on the policy or part owner of the vehicle.
Not once they are adults. It is often done to help the child get started in their lives.
Second to die insurance is a life insurance policy with a death benefit that is paid only when the second of two insureds dies. No benefits are paid as long as both live, or if just one lives.