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Are you responsible for your spouse's credit card debt after his death in the state of California?
Wiki User
∙ 13y ago
In community property states a married couple are considered to own all property equally and be responsible for all debts equally that are accrued during the marriage regardless of which spouse is named as the debtor.
This however, is not a "done deal" as the surviving spouse may have some recourse after the deceased spouse's estate (if any) has been probated. His or her estate would consist of property and/or assets acquired before the marriage and other such matters as deemed applicable by the probate court.
Wiki User
∙ 13y ago
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Why are you responsible for your spouses credit card debt after his death in the state of California?
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
What is the practical penalty in California for obtaining a spouses credit report for the purpose of monitoring the credit?
Death penalty.
Who is responsible for credit card debt in KY after a spouses death?
For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.
Who is responsible for your credit card debt after your death in Ontario?
I live in California, and my grandmother passed away and I contacted the credit card companies, told them she died, sent a death certificate, and they took care of the debt.
What insurance pays off a house in case of a spouses death?
Credit Life Insurance.
In California is a spouse responsible for a deceased spouse's credit cards?
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
Are spouses responsible for employee loans after their death?
In most cases a waiver has to be signed that states the spouse will not be responsible. This is especially true for credit cards. If you have signed a statement in contract that states in case of death... it depends on what it states; responsible or not responsible, again it is all in the fine print. There may be a waiver on a loan if the spouse had no knowledge of said loan if loan was signed into being prior to a wedding date.
Am I responsible for credit card debt or tax debt on death of spouse?
The estate of the spouse is responsible. IF both are on the same checking account then the FULL amount of that checking account can be considered the spouses estate too. Even if the account is closed just prior or just after death, then the amount in the account months prior is still considered a portion of the estate.
Who is responsible for a home equity line of credit after death?
The estate of the deceased.
Who is responsibe for spouses debts in case of death?
The estate is responsible to resolve all debts. Once they are resolved, then the rest can be distributed to the spouse.
Who is responsible for Spouse credit card after death?
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
I am in Oregon my Dad has died I am 23 and do not know what to do about his credit card debt Am I responsible I am in Oregon.?
AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.
