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The can't file thing doesn't make sense. Taxes are included in BK. (They may not be discharged exactly, but they are included and you are given protection from even the IRS trying to collect while it is resolved). Yes, many can garnish your wages, although the maximum allowed to be taken in 25%. BK is the method to get protection from creditors...certainly there is no other easy way to get protection while you wait to get protection.... You may want to get another lawyer...especially one who isn't centered on tax...but on BK law...I believe your prior one doesn't understand BK law at all...and maybe is just a "tax advisor" (which is an unqualified title and can be anything).

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Q: As advised by a tax advisor I can't file for bankruptcy for three year due to a tax issue I have two judgments against me Can they both garnish my wagesCan I get any protection for them until I file?
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