so you told me something you didnt ask what you wanted to know maybe you should re type that....
no the co-signer will have to make payments or they will be removed from residence.
Yes late payments can come off your credit report. They can be removed by either the original creditor that put it on there or by the credit bureaus. You can dispute late payments on your credit report with the credit bureaus using the Fair Credit Reporting Act. The FCRA requires the credit bureaus to contact the creditors to verify the late payment. If the late payment isn't verified it must be removed.
You can't have it removed for being a merchant marine, but it doesn't hurt to contact the creditor and tell them your situation. They will sometimes remove late payments based on previous payment history and/or goodwill. You can also dispute it with the credit bureaus and try to have it removed that way.
AnswerLate payments can only be removed by the creditor who placed them on there or the credit bureau reporting them. You can contact the creditor and based on goodwill or negotiated a payment, they will sometimes remove the late payments. You can ask for verification from the credit bureaus on them and if they aren't verified with in 30 days, they must be removed from your credit report.
The report will be removed 7 years after the date of the last on time payment to the original creditor.
You can contact the lender and ask to have the late payment removed. They might remove it if you have had a good payment history in the past with them. You could also negotiate to pay off the balance to have it removed.You can send dispute letters to the credit bureaus asking for verification on the account. If the account is not verified with in 30 to 45 days it must be removed.
They can, but they don't have to. They usually will if you have had a good payment history with them in the past. If you have been late a lot, you can try to negotiate to pay off the debt to remove the late payments.You can also try and dispute the late payments to the credit bureaus. If they don't verify it with in 30 to 45 days, the late payments must be removed.
A late payment can be removed from your credit report. Any information you believe to be erroneous or inaccurate can be disputed with the 3 major credit bureaus and if that information is not verified, it must be removed.
Answer7 years from the date it occurred.After approximately 3 years, it should have very little, if any, negative effects to your credit score.The more recent the late payment the more severe the affect on your credit score. Late payments will either run their course in 7 years, be removed by the creditor, or removed by the credit bureau.
Need to file a "Quit Claim Deed". However, this will not remove that persons name from the original deed of trust - the only 100% certain way of getting a name removed like this is to refinance the loan. You cannot remove someone from a deed based on whether or not they contributed to the down payment or the mortgage payments without their consent, conveyance or without a legal order from forcing them to do so.
The bank and the credit bureaus are the only ones that could remove the late payments. If the bank waived the late payments, they will probably remove them from your credit as well. You will need to contact them to negotiate that. Otherwise you will have to dispute them to the credit bureaus. They will have 30 days to verify them or they must be removed.
Usually it becomes filled with water. After a while, if the house isn't dried and the water removed, then it gets mould. Then it has to be rebuilt, or the mould removed completely.