yes
Yes
A Broad Form covers the named insured to drive any owned or non owned vehicles (subject to restrictions). For liability insurance, be it one or twenty cars - it's the same price.
Some insurance companies like Progressive will cover a non-owned vehicle meaning a vehicle in which you have no legal or financial interest. Check around if your insurance company does not provide coverage to non-owned vehicles.
The benefits of non owned auto insurance apply primarily to people who want to drive a vehicle sometimes but do not want to own a vehicle. Coverage will still be given to drivers even if they don't own the vehicle.
The books owned by her parents can be written as: her parents' books
If you do not own a vehicle, but have a driver license, you can obtain a non-owned auto policy. Check with your local independent insurance agent. I don't know if direct writers (State Farm, Allstate) writing these types of policies, but most independent agencies can find you a company that will.
Actually the odds could be 100% if the woman's husband owned three different life insurance policies naming her as the primary beneficiary for each of the policies. Or, perhaps her parents each owned life insurance policies, as well, and named her as the primary beneficiary.
COUNTRY Financial is a family owned auto insurance company in Illinois.
Non Owners Auto Insurance CoverageNon-Owners Insurance allows you to drive non owned vehicles with some exceptions. Non owners Insurance will Not cover you in any vehicle that belongs to a member of your household nor any vehicle to which you have regular access. It will also not cover you in a rental car or any type of commercial or company vehicle at all, owned or non-owned. Non Owners Policies are Personal Lines insurance designed for unplanned and unexpected vehicle use by an occasional driver. Non owners auto insurance is drivers policy and is secondary coverage to any insurance carried by the vehicle owner.
yes, not for the car but for yourself. you will not be insured on their car though if you crash it.
Yes you can, it's called a named non-owned policy. It covers you to drive a vehicle you do not own, and it only covers you to drive a vehicle that does not have insurance. If you borrow a friends car and have a name non-woned vehicle and have an accident, the insurance follows the vehicle, so their insurance will pay. That company may subrogate and come after you then it would be up to your insurance company to decide if they'd accept liability.
The the child has the car, than the child should be on the parents, or whoever owned the car, insurance. This is required in all states.