First of all, you should consider a lawsuit ONLY if there were injuries or extensive vehicular damage that isn't covered by your policy's underinsured or uninsured motorist coverage. This is the type of situation that underinsured or uninsured motorist coverage is for, so it should take care of it. If your case is a valid one (you aren't just trying to get a big cash settlement), I think you can still pursue it. The incident happened in your state and regardless of current residency, she will have to deal with it (e.g., if you get a ticket in another state you still have to respond). Also , in general, you don't have to be in the same state as the potential defendant to file a lawsuit.
that does not matter, the person who rearended will be at fault
Yes. When your car is parked all medical bills and repair costs are the responsibility of the person who hit your car.
Yes, it doesn't matter who pays the bill.
Insurance that a person purchases for his\her car, motorbike.
When driving behind another vehicle at night,
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
No. The insurance policy stays with the owner of the car. If the car is sold to another person, the NEW owner must obtain his own insurance.
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
What do you mean hold them liable. If you gave them permission to drive your vehicle and you had excluded them on your policy, the insurance company will not pay any part of the claim. More than likely you, as owner of the vehicle will be the primary target. If the accident involves another car you will be primarily responsible for their damages and injuries as well as the damage to your vehicle. You can try to implicate the driver but it is your vehicle, your insurance and exclusion that you signed, and you gave this person permission to drive your vehicle, knowing what you do about them.
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
Comprehensive insurance helps to pay for damages to a vehicle that were not the result of a collision. If you want insurance when a vehicle is damaged by fire or theft , then you should purchase comprehensive motor vehicle insurance.
If you are a first named insured on your policy then your liability coverage would extend to any non-owned private passenger vehicle you have permission to operate.
Hopefully an airbag. Liability coverage will cover damage and injury you cause to another person or their vehicle.
No, it is insurance fraud/ identity theft.
It does not matter how old your vehicles is. Liability insurance is for your protection and I believe mandatory. If you are at fault that is where your insurance company will pay for the damages and injuries you caused to another person or vehicle. J
As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees
Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.
The principal driver is the person who drives the vehicle over 50% of the time. This is the main driver of the vehicle and the person who will be rated as the driver for computing the cost of the insurance.
Depends on which country. In Canada for example, no. Since insurance is given by vehicle. In the USA, yes, since a person is insured.
As long as you have another policy in place. When you signed your lease you garanteed that the vehicle would be insurred. Uninsuring the vehicle would be in violation of the lease.
The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.
Group insurance is insurance on more than one customer or vehicle. Many insurance companies offer additional services to those who insure more than one person or vehicle (group).
Take them to small claims court or settle it through your insurance company.
Provisional car insurance is a policy that can be purchased by a person who is learning to drive in another person's car. The insurance covers the learner driver without risking the insurance of the owner of the vehicle. Companies that offer provisional car insurance can be located through an insurance broker.