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You may need to check the specific prescription coverage of your plan, but normally an insurance company has a "Formulary" which is a list of prescription drugs that their plan will cover. If your medication is not listed on the formulary, then the insurance company reserves the right to deny payment for the medication.

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Q: Can Medical insurance refose to pay for a new prescription?
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Can you decline Personal Injury Protection Insurance in New Jersey if your health insurance company pays medical expenses from an auto accident?

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