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The privacy of your medical information is governed by the laws of your state as well as federal law (HIPAA). In some circumstances, it may be possible, for the new insurance company to obtain information about your medical history from your old insurance company. Generally, however, health insurance companies obtain information about a new applicant's medical history by requesting medical records from your doctors or hospitals. To learn more about the rules governing your medical privacy, contact your state's Department of Insurance or the U.S. Department of Health and Human Services, which provides an FAQ on privacy.

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Q: Can health insurance companies share medical history?
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