Read the loan contract you signed with the bank it may give them the right to do that.
If you're operating a motor vehicle on any public property, you must be licensed.
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(in the US) You cannot "exchange" a foreign drivers license for a US state-issued drivers license. You must take all the tests, (written and driving) to prove that you are capable of operating a vehicle according to that state's laws.
No if you have a license no, but if you have a vehicle you have ot have a license.
You will face criminal charges for not presenting a drivers license at the time of an auto accident or operating a vehicle without any license at all. Fines and jail time as well as criminal sentencing will vary state to state.
Yes, If you plan to drive with your new drivers license, this is after all the reason most people get a license. All Drivers are required to carry verifiable Financial Responsibility while operating a Motor Vehicle.
It is not a crime to not have a driver's license. but if the police see you operating a motor vehicle and know that you have no license, then they can arrest you.
No. There is no law that states you must "carry your papers". You must carry a drivers license only when you are operating a motor vehicle.
You do not need a drivers license unless you want to drive a car on public roads. In that case you need a license because all states have laws that require you to have a license. That license proves you have taken a drivers test and are qualified to drive.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
No