Read the loan contract you signed with the bank it may give them the right to do that.
If you're operating a motor vehicle on any public property, you must be licensed.
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(in the US) You cannot "exchange" a foreign drivers license for a US state-issued drivers license. You must take all the tests, (written and driving) to prove that you are capable of operating a vehicle according to that state's laws.
No if you have a license no, but if you have a vehicle you have ot have a license.
Yes, If you plan to drive with your new drivers license, this is after all the reason most people get a license. All Drivers are required to carry verifiable Financial Responsibility while operating a Motor Vehicle.
You will face criminal charges for not presenting a drivers license at the time of an auto accident or operating a vehicle without any license at all. Fines and jail time as well as criminal sentencing will vary state to state.
It is not a crime to not have a driver's license. but if the police see you operating a motor vehicle and know that you have no license, then they can arrest you.
No. There is no law that states you must "carry your papers". You must carry a drivers license only when you are operating a motor vehicle.
You do not need a drivers license unless you want to drive a car on public roads. In that case you need a license because all states have laws that require you to have a license. That license proves you have taken a drivers test and are qualified to drive.
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
No