Yes, for fees. You should read the fine print in your start up paperwork, you can find that answer there. If the account holder has a loan at the bank the bank may legally use a "set off" action to remove the payment amount (and arrears if any) when the agreed terms of the financial transaction are not being met. If you ask, they can show you the document that you signed agreeing to allow the charges or withdrawals. It could be on the application for a checking account (I agree to pay all service fees . . . .) or on a loan agreement (Any monies deposited in my accounts . . . .) or some other document.
No. A bank cannot do that. A bank cannot transfer money from one account to another without prior approval or permission from the account holder from whose account money is going to be taken. If such a thing happens, the affected customer can sue the bank.
Legally, in most cases, yes. Ethically, no, not without permission.
Yes. Just as you can close it without their permission.
The only way someone could deposit money into your account is if they have your full bank account number with the name on the account. If they have this information yes they can deposit money any time they want.
Not unless the creditor has a judgment order and executes it as a bank levy.
No. It is your account and the bank cannot move funds from one account to another without your approval or rather without you asking them for it.
I don't think they can
It is possible for it to happen. They would have to have a court order to do so.
No its 18
it is my understanding that the only people who can take money from your account without your permission are the IRS to pay back taxes. unless you sign somthing giving the bank permission to take money out of your checking account I don't think they can do it. make sure you read the fine print of any loan document so you know that you are not giving them the right to take money out of your checking account.
No one can take money out of your account without a court order. The exception being payments to the bank itself for administration purposes or penalties. These, however, would be set out in the initial contract.
In most cases, lenders cannot freeze bank accounts. They can, however, in some cases collect money from a bank account without permission from the account owner. That takes a judge's intervention. Most lenders will not go that far.
Yes If You have A Joint Bank Account i guess
No. No one can access your account without your permission. Some payday lenders will keep trying, even after you tell them not to. In that case, you should let your bank know what's going on and close your account. You can open up a new one that they don't have access to. I would assume that at one time you told them they could take payments out of your account, but if you tell them to stop then they are obligated to do so.
Make a bank account and ask to withdraw.......
I don't think it would work without a bank accout.
your money that you have in a bank account your money that you have in a bank account
Walk into an ATM and deposit the money into your bank accountWalk into the bank branch (any bank that you have an account with) and deposit the money into your bank account
Yes, they absolutely without a doubt can take it back. Just because they erred and put it in the wrong account (yours) doesn't not mean you are entitled to it. If your money went into someone elses account due to bank error, wouldn't you want the bank to take it back and give it to you? If you notice(d) it before they did, wouldn't you want to be honest and call them to tell them?
People who you have given permission through the bank.
Yes that is why they pay intrest on your money they use
if your owing the back like you have an over withdrawn account yeah they can take what you owe to them out of any account you have with their bank Usually after several attempts to contact you/collect the funds the bank will exercise what is called the right of setoff. Which is a federal law saying that they can take funds out of any account that you are listed as an owner and collect for an overdrawn account.
No one, not even a lawyer, can look into your checking account (or any of your bank accounts) without your permission or a court order.