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Maybe sounds like theft but they did bring it back, did they harm your vehicle or put you in a compromising position if not give them a break they really do have a rough way to go be nice do unto others as you would have done unto you would you like to go to jail when all your trying to do is put diapers on your baby or a roof over your children's head have a heart they're just doing a job and wouldn't have been out there if not for your neighbor's deficiencies. Yes, the neighbor can most definitely sue and even though the vehicle was returned there are numerous criminal violations involved in the faulty repossession. The best option would be for the party whose van was mistakenly taken to file for damages in small claims court, (unless the damages exceed the maximum amount allowed). Repo agents are bonded (or should be) to cover incidents such as this one. As far as being a "nice guy" and letting the matter drop that is a personal decision, but asserting your legal rights might be the better choice. The owner of the van should also make certain that their vehicle has not been damaged in any manner, it would be advisable to take pictures and to gather all evidence that is pertinent to the matter, such as witness accounts (if any) date, time, place, method, and so forth. Don't sue the repo who took or rather stole your car sue the lender who employed the them. Do not sue in small claims sue in regular court you can represent yourself or hire an attorney. I hope you do that repo agent should be in another line of work. You can, but you have to ask yourself if it will be worth it. You have to ask yourself too whether or not you had any culpability in the matter. If you the truly innocent victim, and you suffered damages, by all means sue the repo agent AND the repossession or forwarding company AND the lender. There are mechanisms in place to prevent this from happening. However, if you were in any way culpable in the error that was made, beware; any legal action you attempt could blow up in your face.

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14y ago
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15y ago

For any amount you owed (including all the costs of repossessing and such) above what they received, called the deficiency, absolutely. The basic idea being, you pay your debt, not what you want to. (If the car/security was sold for more than the remaining debt, they would have had to refund the overage).

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Q: Can a car compony sue you if they repo your car?
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Can a bank repossess a car or sue someone with whom they have a signed contract even though the car owner has a clear title for the car?

YES, the contract is what they sue for unless the car is listed as COLLATERAL for the loan. Then they repo the car and sue ya.


Can the finance company garnish your wages for the amount of a repo?

IF they get a JUDGEMENT, they can. The amount of the repo is small compared with the remainder of the car loan but they generally sue for everything.You can fight it and counter sue to reduce the amount you owe.


In North Carolina can they sue or put a lien on your business for the remaining balance of a car repo?

YES, a lender can get a judgment for the balance owing on a loan after repo.


Can you sue the repo people when they put dents in your car?

i think you should because it is your car they are damaging and why should you pay the expenses on something they did!


What was the first car compony?

Ford


Can a repo person come into your closed garage and get the car?

NO. Have him arrested if he did that. _____ Sue the lender/bank do not waste your time with the Repo guys; they are agents of the bank so the bank is responsible for their conduct.


Can the bank put a lien on your house after a car repo?

Yes. They repo and sell it for next to nothing. They sue in court and get a jugement that they use to put a lien on your house. Next time buy a cheap car just to get you there and back.


Can a dealer collect on repo unpaid balance?

Yes - if the car loan was with the dealer, the dealer can sue the debtor for the balance of the car loan after the car is sold to someone else.


Can a car be repossessed if the lenders name is not on the pink slip and it was sold to another party?

Who cares? Let the lender repo it, then sue 'em. File charges for stealing the car. Really, why would a lender even think they can repo a car that they have NO security interest in? especially if they never loaned any money on the car?


What if your car is in repo status and there is a mechanical lien on it does the finance company hold you accountable?

Not necessarily but the person with the mechanical lien will for sure sue you and hold you accountable.


What happens if you no longer have the car the bank is trying to repo?

The lender can sue you in court and obtain a judgment lien. It can use that lien to sieze any other property you have to satisfy your car debt.


Will able to purchase a car after a repo?

Will i be able to purchase another car later on if my car is repo