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Nope, that is why you had to be co-signer. The bank was concerned that the loan might go into default and they wanted to be protected. If you took on the obligation you will be held responsible.

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โˆ™ 2005-09-13 16:22:02
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Q: Can a car repossession be removed from your credit report because another family member was responsible for the loan?
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Related questions

How can a repossession with a zero balance affect a credit score and can it be removed?

A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.


How do you get repossession removed from credit report?

If it's not actually true, then you can dispute it with the reporting agency. If it is true, then you don't "get it removed." It will be removed after a certain amount of time has elapsed.


Is it better to have a repossession or a bankruptcy on your record in regards to credit recovery?

Neither is good. However, a repossession does less damage and is removed from your credit report within less time than a bankruptcy.


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Can a repossession company remove your City of Chicago City Sticker before your redemption period expires?

We, at our company do not remove these. Anything attached to the vehicle there is no reason to un attach because you cannot guarantee you will not damage it or the vehicle. If they removed it they are responsible for it, and they should have it stored with the rest of your personal property. If the vehicle was moved to an auction they may be responsible for its removal, as they prep all vehicles for auction which includes removing any trace of a previous owner.


How does having a repossession removed from your credit report affect your credit?

Anytime a negative item is removed from your credit report, it will raise your credit score unless new collections are added to your report.


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If you get a repossessed car back is it removed from your credit?

No. Your credit report is a record of all transactions on reported accounts. The repossession will show in the history, but so will the redemption.


If cosigner pays off a defaulted loan is there a way to have a repossession removed from cosigners credit?

The LENDER put the repo on there so they will be the one to take it off. NEGOTIATE.


How can a car repossession be on your credit report when your car was not repossessed?

By mistake. Waste no time contacting the credit reporting companies, and demand that this entry be removed from your credit report.


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Once they are an adult the law says the parents are no longer responsible for them. They can have the child removed.


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Can you have a co-signer removed from a title after the car is repossessed?

AnswerIf the primary on the contract does not pay then the lienholder comes after the co-signer for the payment. The credit of both the primary and co-signer are going to show repossession. If the lender has kept the title in its files as part of the loan process and is listed as a primary lienholder, it can sell the vehicle after the repossession.


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Yes, most repossessions are for cars parked in your driveway or carport. Repossession from private property is allowed in nearly all states according to the Federal Trade Commission.