0
The answer would be no. But in the case small business they use company car 9 am -5 pm, then they use it for personal use.In that case they can have in their personal name the business owner, a personal auto policy will cover them.If the company owns vehicles and ofcourse they are titled in the business's name, they need commercial vehicle insurance for complete coverage.
Wiki User
∙ 9y ago
Add your answer:
Earn +20 pts
Does operating unsafe commercial vehicle go against your personal insurance?
Your personal auto would not cover a commercial vehicle. They have to have a separate policy.
Do you need personal insurance to drive a comerical vehicle?
No, you can get a commercial policy for a commercial vehicle. If it's for a company you work for, I would make sure they had proper insurance before you drove the vehicle.
How does commercial truck insurance compare to ordinary premium charges?
Commercial vehicle insurance is considerably more expensive than the premiums for a personal use vehicle. With a commercial vehicle, the risk (to the business) is far greater. The type of vehicle must be considered to relative to liability.. Speak to your agent about the pricing of policies for commercial vehicles.
Where can I get commercial vehicle insurance?
Many auto insurance companies offer commercial vehicle insurance. For example, Geico offers commercial vehicle insurance. You can talk to your local agents too.
Is there a big cost difference between regular and Commercial Vehicle Insurance?
No, there is not much of a difference betwen the costs. Commercial auto insurance may sometimes cost more than personal auto insurance based on the size of the vehicle, but that's it.
What are the usual differences in a commercial vehicle to an everyday one?
A personal vehicle is one that is typically used by one person, either for personal or business use. A commercial vehicle is normally not used for personal use. It may be a vehicle used to transport hazardous material, or a vehicle in need of higher liability insurance coverage.
In CA will a speeding ticket received in a commercial vehicle affect your personal auto insurance premiums?
Yes
Does a company owned vehicle have to have commercial insurance?
It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.
What kind of vehicles does Autonet Insurance specialise in?
Autonet Insurance specializes in the commercial automobile market. This includes fleet vehicle insurance, commercial vehicle insurance and commercial van insurance.
Is there a Sr22 that will cover non owned company vehicle?
An SR22 filing would have to accompany your Personal auto insurance policy. Personal Auto insurance "never" provides coverage for a commercial company vehicle with or without an SR22 filing.
Diffenance in commercial and non commercial insurance?
Commercial Insurance is for a business. (general liability, worker's comp, etc.) The term "non-commercial" insurance isn't generally used. There is commercial insurance and personal insurance (i.e. homeowners, personal auto)
Why is commercial vehicle insurance necessary?
A commercial vehicle insurance is necessary to insure the parties involve in any auto accidents
