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No, it is illegal for them to contact you when you are at work or any other profession!
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∙ 13y ago
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Does Illinois allow for judgments to be renewed after 7 years?
No, judgments in Illinois cannot be renewed after 7 years. The statute of limitations for enforcing a judgment in Illinois is typically 20 years, which means that the creditor has up to 20 years to try and collect on the judgment.
What are the effects of release by the guarantor without the consent of creditor?
When a guarantor is released without the creditor's consent, it may jeopardize the creditor's ability to collect on the debt if the primary borrower defaults. The creditor may lose the guarantee provided by the guarantor, who may no longer be obligated to fulfill their obligations. This could lead to increased risk for the creditor and may impact the terms of the loan or credit agreement.
What are the state of Illinois garnishment statutes?
Illinois garnishment statutes allow creditors to collect debts by garnishing a portion of a debtor's wages, bank accounts, or other financial assets. The amount that can be garnished depends on the type of debt and the debtor's income level. Illinois law also provides exemptions for certain types of income, such as social security benefits and child support.
Can a creditor take a car that is in two names if the lawsuit is only against one person?
Generally, if the car is jointly owned, a creditor may be able to go after the co-owner's interest in the vehicle. However, laws vary by jurisdiction and the specific circumstances of the case can also impact how the creditor can pursue the debt. It is advisable to consult with a legal professional for guidance on this matter.
Does a creditor have to have a court order for garnish a bank account?
In most cases, yes, a creditor needs a court order to garnish a bank account. The court order allows them to collect part of the debtor's wages or funds in a bank account to satisfy a debt. However, specific laws and regulations can vary by jurisdiction, so it's best to consult with a legal professional for advice tailored to your situation.
Can a creditor call you at work in Michigan?
Yes but if you are called at your place of employment and request you not be contacted there they have to stop.
If you have requested three times that a creditor not call you at your place of employment and they still call what can you do to stop it?
If you have asked this creditor to stop calling your work, that is not enough. You must put it in writting and mail it to them, at this point they are not permitted to call you at your place of employment or even your home if you request this in your letter as well.
What can you do about an affirmed debt that is behind?
Call the creditor and try to work something out, until you can start making regular payments again.
Should you call the lease creditor that you want them to reposes my lease auto?
Yes, give them a call and work it out. If at all possible avoid a repossession. It will negatively effect your credit for 7 years.
What can a creditor do if you are in default on a credit card?
A creditor can turn you over to collections and report you to the credit reporting agencies. Depending on what type of credit card you are talking about, the creditor can also demand return of items purchased on the card (such as an appliance store account). If you are getting harassing phone calls at home or work (yes, they are allowed to call you at work), you can send them a written letter stating that you no longer want them to call you at home or work (sent via registered mail with return receipt). The creditor would then be allowed to call you one more time to verify receipt of your letter. Creditors are also not allowed to call you before 7am or after 9pm. Due to privacy isses, creditors are not allowed to tell your employer or others not listed on the credit account why they are calling.
Can you still be called at work concerning a debt or is this now considered harassment?
A creditor can contact a debtor at work unless these calls are prohibited by the employer or the creditor has been told not to call debtor at work. You can also contact the creditor, in writing, to request that all calls cease and all communication be done by mail. Then the creditor will be able to contact you one more time to let you know phone calls will be discontinued. The first answer was right on the money, but remember, it HAS TO BE IN WRITING for the debt collector to be forced to comply.
Creditor call your cell phone?
No laws against it
What do you call a person who lend money?
a pawnbroker
Can a creditor call on Sunday in Michigan?
Yes.The FDCPA does not prevent a creditor/collector from contacting the debtor on Sundays and/or holidays.
Can the creditor garnish someone with out a court order in the state of Illinois?
No. Nor can they in any other US state.
Can a creditor call you at work in Maryland?
Debt collectors can contact people at their place of employment until that person request the agency/collector cease from doing so. Once the debtor has told a creditor/collector to no longer contact them at work the collector must do so. If after notice a collector continues such action they are in violation of the FDCPA and should be reported.
Is it true that if you pay a creditor whatever you can afford each month even if it's less than your monthly minimumm they won't be able to get a judgment on you?
If you contact and work with the creditor and the creditor agrees.
