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How do you pay off a court judgment from a credit card company - pay the court or the lawyer for the creditor or the creditor directly?
You pay the organization/creditor to whom the judgment was granted.
Asked in Law & Legal Issues
Does a creditor have to have a court order for garnish a bank account?
Yes. A creditor can not just simply walk into a bank and demand your money. Only a court can have a creditor take money from your bank account. Actually, the court would probably order the bank to pay a certain amount to the creditor from your account rather than give the creditor the right to take money out of your account. A supreme court decision stopped that racket in Arizona. ...
Asked in Law & Legal Issues, Liens, Civil Cases
Can a lien for an unsecured loan be filed against a law suit?
A creditor can sue in court to obtain a lien against a debtor for an unsecured loan. If successful in the lawsuit, the creditor can request a judgment lien that can be used to take the debtor's property to pay the amount due. A creditor can sue in court to obtain a lien against a debtor for an unsecured loan. If successful in the lawsuit, the creditor can request a judgment lien that can be used to take the debtor's property to...
Asked in Loans, Co-signing
What responsibility does a cosigner have if the borrower AND the cosigner cannot pay a bail bonds loan?
The creditor can take the matter to court, obtain a judgment lien and take any property either party owns. The creditor can take the matter to court, obtain a judgment lien and take any property either party owns. The creditor can take the matter to court, obtain a judgment lien and take any property either party owns. The creditor can take the matter to court, obtain a judgment lien and take any property either party owns. ...
Can a creditor make me pay with funds from an authorized user credit card?
Actually A creditor cannot make you pay at all. Anytime A bill gets paid it is because you made the decision to pay it. ...
Can you go to small claims court if your bill has been sent to collections?
Yes. Collections alone cannot order you to pay; you must pay voluntarily. With a small claims judgment, the creditor can attach the judgment to your assets. ...
Asked in Business & Finance
What if you receive legal action notice for unpaid bill?
It depends on whom the bill is from, if someone rendered services for you and you signed a contract, if they finished the job then you can go to court, the worst that can happen is the court will order you to pay the bill and if you cannot when you sell any business asset the money incurred from sale will go to your creditor. ...
Asked in Debt Collection
Can your account be given to a collections agency if you have arrangements to pay the original bill and payments are being made on a timely basis?
Legally, yes. But it is unlikely that a creditor would take such action.
Asked in Debt Collection
Can you be arrested fo not paying bills?
Directly, no. Indirectly, yes. Debt itself is a civil matter, but court orders are not. If you did not pay your debt, the creditor may take you to court. The court may issue an order for you to pay a certain amount per month, etc. Disobeying this is a criminal offence. So in that case you may be arrested. ...
You are being sued in small claims court by a third party debt collector can you contact the original creditor and pay them?
No, the original creditor has sold the debt and is no longer involved in the collection process. ...
Asked in Workers Compensation, Income Garnishment
Can a creditor sue you if you are receiving workmans compensation disability?
Yes, if you owe money the creditor is entitled to go after you for it. A court will decide how much you have/can afford to pay each week. Or you can go bankrupt. ...
Asked in Law & Legal Issues
What law is it when someone refuses to pay their city water bill?
If you don't pay it.. It will go into record if you try to buy a house. You will have to pay it first. The city can take you to court if its high enough. It could be small claims court depending what city and state. ...
Asked in Civil Lawsuits
Can a judgment creditor take my fully financed car?
Not if it is 100% financed or on a lease. A judgment creditor can force you to sell it for its market value, pay the lender what is due on the loan and take the rest. ...
Asked in Credit and Debit Cards, Bankruptcy Law, Credit
Can an uscure credit card company take you to court for usecure credit?
If you do not pay your debts, a creditor may take court action and try to secure the debt to an asset, to assure payment. They can then start to foreclose or take the asset to get payment. Any costs a credit card company incurs to collect the debt you owe becomes costs you are responsible for. So you will pay for their lawyers too. Uh....do you think you can just not pay on your sworn legal promise to pay and...
What happens if you get sued by a creditor?
You either settle out of court or you end up in court. Given that the debt is probably well documented, the court will issue a judgment against you, perhaps including the court costs (usually you have agreed to this in the contract). Then the creditor will give you a certain time to pay off the money, or they will garnish your wages, foreclose or seize assets to be sold. You respond and defend youself. If you have no defense, you pay. If you...
What will happen when i go to court for a credit card bill I haven't paid?
You will be given the facts against you and an opportunity to reply with a defense. Failing to persuade the court, you will be ordered to make an attempt to negotiate a settlement with the creditor. Failing that, you will be ordered to pay and a judgment will be entered against you. The creditor may then file and execute a lien on anything you own, earn or ever receive, until the judgment has been satisfied. ...
Asked in Repossession, Credit and Debit Cards, Liens
If creditor received a judgment and you make arrangements to pay the bill can the creditor still repo your car?
"debtors" can never repo cars, LENDERS can, even after you make 'arrangements". As long as you are in "default", they can repo. ...
What makes a secured creditor a secured creditor?
A secured creditor is one who has a contract with you that says if you fail to pay, the creditor can take a specified item you own to satisfy the debt. Most common are purchase-money loans, such as mortgages or car loans, but it can be any item. ...
Can a car be taken to pay off credit card debt?
Yes. A car can be taken for a credit card debt if the creditor sues you in court, is successful and obtains a judgment lien. The creditor can use that judgment lien to take any property you own including your home and your car and your bank account. ...
Asked in Loans, Mortgages, Credit Reports
What does it mean when a second mortgage goes to a collection agency?
It means the creditor wants its money and will pursue you in order that you pay that loan. It means the creditor wants its money and will pursue you in order that you pay that loan. It means the creditor wants its money and will pursue you in order that you pay that loan. It means the creditor wants its money and will pursue you in order that you pay that loan. ...
If a bill has been sent to collections is it better to pay the creditor the full amount or pay the collection agency?
Answer Once the account has been placed with a collection agency, it usually doesn't matter who you pay. Sometimes the bank will accept your $$, other times, they will refer you to the CA (agency). If the agency treated you in an abusive matter, then by all means report the behavior to the creditor and pay them dirrectly. A sympathetic ear in their office can get you a really good deal on settling. It matters, pay the creditor. ...