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You pay the organization/creditor to whom the judgment was granted.

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โˆ™ 2010-07-19 18:48:37
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Q: How do you pay off a court judgment from a credit card company - pay the court or the lawyer for the creditor or the creditor directly?
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Related questions

Can a creditor go after a corporation to satisfy a credit card judgment?

Only if the credit card is assigned to the business as a company card.


Can a credit card company put a lien against you?

A lien cannot be placed against an individual in reality. However, a judgment creditor such as a credit card company can place a lien against real property owned by a judgment debtor. The judgment creditor can take other steps as well to collect the debt, an example would be income garnishment.


What will happen if you do not show up for court when being sued by collection agency or credit card company in the state of Texas?

The creditor plaintiff will most likely be awarded a default judgment. The judgment creditor can then enforce the judgment under the conditions of the laws of the state.


If a credit card company gets a judgment against you can they take your drivers license?

No. The judgment creditor might take your car and sell it to pay part of the judgment, but your license has no intrinsic value for sale. In addition, the judgment creditor is not permitted to seize your license or ask the state to seize it until you pay the judgment.


How can you remove judgments from your credit report?

The credit bureaus and the original creditor that filed the judgment are the only ones that can remove it. You can contact the original creditor and try to negotiate removal of the judgment upon payment. You can also dispute the judgment to the credit bureaus and they have 30 days to verify the judgment or it must be removed from your credit report.


Can credit card company garnish wages in Oklahoma?

Yes, if the creditor sues the debtor and receives a judgment, the judgment can be used as a wage garnishment to collect the debt owed.


When does a credit card company start garnishing your wages?

After the creditor wins a lawsuit and has been awarded a judgment against the debtor and then files the judgment as a wage garnishment action.


What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


If your debt with a judgment against you has been sold can the judgment still be on your credit report from the original creditor effecting your credit report twice?

No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.


If credit card company has a judgment against you can they intercept income tax return?

No, unless the refund is directly deposited into your bank and the credit card company has a judgment and files a lien on your account. Not legal in many states.


Can a credit card company put a lien against your property in North Carolina?

Yes, if they file suit and receive a judgment the creditor can execute the judgment as a lien against the debtor's property.


Can credit card debt put a lien on your taxes?

Yes, if the creditor obtains a judgment lien in court.Yes, if the creditor obtains a judgment lien in court.Yes, if the creditor obtains a judgment lien in court.Yes, if the creditor obtains a judgment lien in court.


Can a credit card company take your income tax return?

A creditor cannot seize a federal tax refund, but the creditor can file a lawsuit and if they are awarded a judgment they can levy the bank account in which a tax refund is deposited.


Does Virginia allow wage garnishment for credit card debt?

Yes, a judgment creditor can execute the judgment as a wage garnishment.


Can credit cards garnish your paycheck in Iowa?

Yes. A creditor can sue for a debt and if they get a judgment they can use the judgment to garnish the debtor's wages.


If a credit card company obtains a judgment against you what happens?

The judgment creditor can execute the writ according to the laws of the state in which the judgment debtor resides. The preferred method is wage garnishment or bank account levy. Other options for the judgment creditor is the seizure and sale of unexempt real and personal property belonging to the debtor or liens against real property belonging to the debtor.


Can a judgment creditor levy funds on a prepaid credit card?

Yes, in some cases a judgment creditor may levy funds on a prepaid card. This depends on which state you live in but most states do allow this.


Can a credit card company garnish wages in louisiana?

A creditor must go through the proper court proceedings to garnish wages. If a credit card company goes to court, and gets a judgment against you, then wage garnishment can take place in the state of Louisiana.


What can the credit card companies do if you refuse to pay a debt in Texas?

The creditor can file suit against the debtor and if the creditor is successful and is awarded a judgment the judgment can be executed against all non exempt real and personal property belonging to the judgment debtor.


Can a credit card company freeze your bank account?

A credit card company cannot freeze your bank account. However, it can sue you in court for any overdue balance. If the credit card company is successful, the court will issue a judgment lien that the creditor can use to freeze your bank account and seize any money you have on deposit. In fact, the judgment lien can be used to seize any assets you own to satisfy the lien.


Can a lien be placed on your personal property by a credit card company if the account is in arrears?

A creditor must follow due process as prescribed by the laws of the state where the debtor resides. For a lien to be placed against real property the creditor must first sue the debtor, be awarded a judgment and enforce the judgment as a property lien.


Will a credit card debt judgment in Canada be imposed in the US?

No, the differences in laws governing the execution of a creditor judgment does not allow for the enforcement of such in countries other than that which the judgment was entered.


What does it mean if a credit card company enters a judgment on you?

It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.


How long does it take for a credit card company to be able to garnish your wages?

A credit card company cannot garnish your wages. A creditor must follow due process according to the laws of the debtor's resident state. Which means a lawsuit would have to filed, the case won, a judgment filed and granted and then the judgment executed. All states have laws that govern garnishment amounts. Some states such as Texas do not allow creditor garnishment at all. The average time it takes for a creditor suit to be filed and reach court is 15 months.


Can a credit card company take your car if you dont show up for court?

Generally when a defendant does not appear in a creditor civil suit, the court will award the plantiff a default judgment against the debtor. The judgment creditor can then execute the writ in the manner allowed by the laws of the judgment debtor's state. If a vehicle is not protected under the exemption amount allowed a judgment creditor can place a lien on the vehicle and request a forced sale. However, this is rarely done, as it is time consuming, complicated and seldom results in the judgment creditor recovering all monies owed. Please be advised, a judgment creditor has several options for enforcing the judgment, the preferred method is wage garnishment or bank account levy, followed by the seizure and sale of other non exempt property owned solely by the judgment debtor.