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Can a debt collector come after you 10 yrs later and say you owe a debt?
Wiki User
∙ 15y ago
Hello,
Please search in Google for State Statute of limitation.
I could have answered that, if i knew which type of debt it is and which type of contract you have along with your state.
You should get the answer, there are a lot of websites that have State Statute of limitation.
Thanks!
Wiki User
∙ 15y ago
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What information can you gather from a debt collector?
A debt collector can tell you and is required by the FTC to provide you in writing the name of the person or company you owe the money to, the amount of the debt, and what you can do if you think you do not owe the debt. If you need to know more information about debt's you owe,contact the FTC.
Can eight calls in one day be considered harassment from a debt collector?
Yes, eight calls in a day from a debt collector can come under the act of harrassment. However, it would be to your best advantage to talk to the debt collector (you obviously owe money) and come to some resolution to pay your debt off and this way the calls will stop. When you owe a company money such as Visa they will put it in the hands of a Debt Collector and all they want is their money back or at the very least part of it back.
Is it legal for a debt collector to refuse to respond to me and if so can they report my debt and lower my credit score if they won't disclose my debt information.?
No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.
Can you get a debt collector to stop calling?
Yes: by paying what you owe.
Can a debt collector come to your house without prior notification?
No he certinally CANNOT. It's not allowed. Not legal.
What are options with a bill collector?
A bill collector may reduce the debt you owe or offer you a lower percentage rate. Usually you can work with them and pay off your debt for a percentage of that debt.
You talked to a debt collector and promised to pay should you still pay?
Technically, ANY debt should be paid. If you owe it, then you owe it! If you need more time to get a payment to them, you can call and make arrangements. They will normally work with you. Once its with a debt collector, your already in trouble.....it wont get better by ignoring it
What does it mean to garnish your wages?
A persons wages are garnished when they owe a debt. The debt collector had to go to court and a judge had to issue a garnishment.
Is it illegal for a debt collector to send you a message on a private Myspace page about the debt you owe to their company?
Its called intimidation and they do whatever they can to get the money. It is illegal, but they do it...
Can a debt collector increase the amount of money you owe them?
Not without a formal intimation of change of interest rate.
How do you get a debt collector to stop calling?
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
You owe a debt in Texas a collector from Texas wants to garnish your wages in Mississippi Can he do that?
In theory, yes, but it would be expensive for him to do it. Depends how much you owe and how bad they want it.
