For a persons wages or bank account to be garnished the garnisher must have been awarded a judgment in connection with a lawsuit against the debtor. The exceptions are a garnishment for court ordered child support or spousal maintenance (alimony).
No they can't, they must have a court order from a judge first.
No, a check can't be garnished without a garnishment. Only a judge can give permission for a persons check to be garnished.
A traverse is a form of dispute against a garnishment. The traverse is filed in the local court, requesting a judge to review the garnishment in question for dismissal.
Income from a garnishment is just as taxable as the same income would be if the person had paid the bill in the first place without the need for garnishment.
Unless you voluntarily agreed to a garnishment clause in whatever payment contract you signed, garnishment can only be done by means of court action (unless we're talking about the IRS here). In the case of court ordered garnishment you can file an appeal to the garnishment order with the court which issued it.
If the court denied the motion for garnishment 'with prejudice,' it cannot be refiled. If the court denied the motion for garnishment 'without prejudice,' it can be refiled.
No Lenders must utilize due process to have a judge order a garnishment first per the FTC. The payday lenders cannot just send a garnishment order to your hr dept without a court order first. Read more in the related links below.
In the state of Indiana, only one garnishment can be active at any given time. The other garnishment has to wait until the first one is done. This not include child support. You can have a child support and one garnishment at the same time.
The state uses federal garnishment guidelines which would be a maximum of 25% of disposable income with the first $154.50 of weekly salary exempt from garnishment. The 25% only applies to creditor garnishment, it does not apply to court ordered child support, tax arrearages, and in some cases spousal maintenance or personal injury awards. Garnishment for those issues can be as much as 50% depending upon the circumstances and the decision of the judge. Wage garnishment for creditor debt can be eliminated in bankruptcy. Garnishment for the other issues cited such as child support cannot.
They will only if the remaining balance after the repossession and auction goes to litigation and the judge orders the garnishment of wages.
If it pertains to a creditor, then the garnishment writ cannot be executed until the current garnishment has been satisfied, and only if the judgment creditor has no other means of collecting monies owed (bank account levy, real property lien, etc.) If it is a garnishment for child support that is not considered a "true garnishment" and it takes priority NS the percentage is determined by the presiding judge according to established guidelines (maximum 50% disposable income).
An order for withholding signed by either a judge or the State's child support agency.