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It depends on your situation. If you are disabled and can't work or you are between jobs and making an effort to look for work the judge generally will give you some time. If you're slacking off then yes, the judge can make you pay this debt off and will decide how much will come out of your pay until the debt is paid in full. When you take out a credit card you are basically boring money from a company and it's your responsibility to pay that debt back just as if you were paying off a loan at a bank. Cut-up those credit cards! Marcy * No. When a creditor sues a debtor and wins a judgment is entered against the debtor. The court does not take any part in the collection of a judgment, that becomes the responsibility of the judgment creditor. Not paying a judgment is not considered contempt of a court order. Once the creditor has the judgment they can execute it against any nonexempt property belonging to the debtor. This is done by filing the appropriate forms with the clerk of the court and notification given the debtor that the judgment has been excecuted as a wage garnishment or bank account levy, or other means.

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โˆ™ 2006-03-29 20:10:30
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Q: Can a judge make you pay a credit card debt?
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Related questions

When are you in credit card debt?

A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.

How do you make credit card in doodle god?

Debt+money=credit card

How do you make credit card on Doodle God?

debt+money=credit card

Is paying off your credit card bad?

Only if you OWN the credit card company. Credit card debt is a silent killer. Make the choice to carry ZERO credit card debt.

What are the different secrets when it comes to consolidation of credit card debt?

The different secrets when it comes to consolidation of credit card debt is to make sure that the credit card debt is not tampered with by the credit card companies. The help of government revenue service systems can be of assistance in the area of verification of legitimate credit card services.

Can they make you sell your clothes and furniture to pay credit card debt?


how to clear up credit card debt?

It can be very difficult to clear up credit card debt. Therefore, you may need to borrow money from your parents if you have to just to get out of credit card debt. If that is not applicable, then you must watch out your own spending and make sure that there is absolutely nothing that you do not actually need. Apply for financial help is you cannot pay tuition because of the credit card debt.

Where can I find a credit card debt calculator?

One of the websites with a good credit card debt calculator can be found on Make sure you have your financial statements ready to calculate your payments accurately.

Massachusetts laws regarding credit card debt of a spouse?

In Massachusetts: Generally, a judge can assign a credit card debt to the other spouse in a divorce proceeding if the circumstances warrant such a redistribution. A creditor must make a claim within a statutory period against the estate of a deceased debtor. If an estate has not been filed in probate court a creditor may petition to administer the estate. The credit card company cannot make the decedent's relatives pay a debt that's only in the decedent's name.

How can one go about starting a credit card debt settlement?

You need to get in contact with your credit card company and make an agreement on how you are going to pay back your debts. The cost to doing a credits card debt settlement is that you end up with a very bad credit score.

If someone dies with 10K in credit card debt and has bank account does the credit card company get the money?

Yes, they are a creditor that can make a claim on your estate.

How can one consolidate credit card bills?

To consolidate credit card debt, you replace the debt on one or more existing accounts with one new loan or credit cardโ€”ideally, at an interest rate that saves you money overall. The result should make paying off your debt easier affordabledebtconsolidation.

What is the best way to get out of credit card debt?

The typical consumer has access to approximately $19,000 on all credit cards combined." If you're someone who has an unwanted credit card balance, there are ways to get out of credit card debt but you must first make the decision to stop using your cards and begin attacking the balances.

What happens if you don't make your credit card payment?

READ YOUR CREDIT CARD AGREEMENT If you fail to pay your credit card, you defaulted on the loan, it will go to a debt collection agency, and you can be taken to court by the credit card company, resulting in a judgment against you.

Can a property be foreclosed on for credit card debt?

Since credit cards are unsecured loans, there is no collateral that the credit card company can repossess if you go into default on your payments. That being said, a credit card company can take you to court and sue you for the unpaid balance. When that happens, the judge can order income withholding or other measures to settle the debt. I've never heard of any judge ordering a foreclosure because of unsecured debt, and while I suppose it's possible, I don't think it would ever happen. The amount owed would have to be so immense that it would make sense for the credit card company to go to that much effort. I hope that helps, and best of luck to you! --Connie,

Can a high credit card balance prevent you from getting a mortgage?

Your debt is always taken into account. If your income can handle the credit debt and the mortgage there should be no problem. High credit card balances do not mean bad credit. Late or no payments make bad credit. Your better off with a high balance on a credit card that you pay regularly than no credit at all.

When is it appropriate to consolidate your credit card debt?

Debt consolidation rolls multiple debts, typically high-interest debt such as credit card bills, into a single payment. Debt consolidation might be a good idea for you if you can get a lower interest rate. That will help you reduce your total debt and reorganize it so you can pay it off faster debtredemption.

How do you pay off credit card debt?

I would pay off the smallest card first and then mentally it helps get you out of debt faster. Also call the credit card companies to see if you can get your interest rate lowered. I had $32k in credit card debt but just recently consolidate. I couldn't make the minimum payments anymore. My payments were cut in half and I will have them paid off in 3 years. Good luck in getting out of debt.

What is credit card debt?

Credit card debt is debt incurred as a result of using said credit card to make purchases of items that you don't have the money to buy at that particular time. Not saying that credit card use is bad, but one should always have the means for paying off that debt every month back down to a "zero" balance. It's all too easy to get in over ones head in credit card debt - doesn't take long to max out that credit card, then you have no more credit and still have to pay it back without ever using it again. Normal monthly payments could take 14 years or longer to repay. Use credit wisely and responsibly ... it's better for you and for our economy.

Knowledge about Credit Card Debt?

The best way to get out of credit card debt is to make modest goals and stick to them. Simply pick a specific amount a month to pay towards the debt and try at all costs to not add more debt to the cards. This strategy will pay huge dividends in the long run.

How can you eliminate your credit card debt?

There are many qualified companies that can help you with credit card debt reduction. If you choose to do it on your own you need to be committed. Budgeting your money, not spending more than you make, and gradually paying of the lowest credit card amount and moveing on to others are some ideas you can put into practice.

How does credit card reduction work?

Credit card consolidation or reduction occurs when someone consolidates the amount owed on their credit card to make one payment. This eliminates the amount of interest is paid and can reduce ones debt quicker.

Benefits of a Credit Card Debt Loan?

Due to the recent recession, many families have had to rely on credit cards to make their monthly financial obligations. While this was a temporary solution, it did lead to a significant accumulation of debt for many people. To help get out of debt, many people could benefit by taking out a credit card debt loan. A credit card debt loan will be used to pay off outstanding credit card balances. This loan will normally have a low interest rate, which will allow you to save a significant amount of money each month on excess interest charges that come with high-rate credit cards.

Can a child make a visa card?

Making a credit card would be forgery and illegal. A minor is not able to sign a contract and is not allowed to incur debt. Their parents may give them a card, but the parents are responsible for the debt.

Why does a credit card make it easy to go into debt?

You can buy something before you have enough money to pay for it.