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There are no "set amounts" a creditor uses to determine if a lawsuit should be filed. The largest factor is whether or not a judgment is collectible. Does the debtor have a job where wages could be garnished? Bank accounts that can be levied? Is there real estate, cars, luxury items that are not exempt and could be liquidated to pay the debt.

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19y ago
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1w ago

Credit card companies such as MasterCard or Visa typically do not sue over a specific amount in Texas. However, if you fail to make payments on your credit card debt, the company may choose to take legal action to recover the amount owed, which can vary based on the individual circumstances of the debt. It's important to communicate with the credit card company and seek options for repayment to avoid potential legal consequences.

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Q: What amount will Mastercard or Visa credit card sue you over in Texas?
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