At least in Canada you can not. -The owner of the car has to have insurance stating that someone else can drive their car. I imagine this law may differ from country to country.
If you are listed as a covered driver on the Insurance Policy then yes they will pay the claim whether you are licensed or not. Most Insurers will not offer you an auto insurance policy to begin with if you are not licensed but some will.
it doesnt
It's on your car insurance.
sue
Insects, pests, vermin, rodents, etc are basic exclusions of an insurance policy.
it probably would be a good idea to get supplemental insurance if your present insurance doesnt cover 100%. it does not seem to be a good thing without insurance already.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Whether they are licensed or not, it is your risk to have someone else driving your car.
An anarchist believes in natural law: basically, you can do what you want, but only if what you do doesnt harm anyone or anyones propriety. Your freedom ends were other peoples freedom begins. Theorectically, that would be the only law.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
it is not necessary because insurance doesnt do anything what you need is a anti virus ans anti spyware insureance computer
doesnt matter