Can a medical insurance company drop coverage for a group?

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Yes. A group policy is not much different from an individual policy when it comes to cancellations. If the group misses payments or no longer meets the underwriting guidelines the policy can be cancelled or non renewed per local regulations and contract terms.
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Can an employer require you to show confirmation of medical coverage before you can drop your existing insurance?

Yes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a nasty divorce, separation or some thing along them lines and out of spite your husband or wife drops the family plan, then you or your child get injured and goes to the hospital ( Full Answer )

Does new medical insurance coverage automatically become the primary coverage?

No, I'm checking on the CA State Law, but haven't found it yet. Here's the research I found so far. From Blue Cross Administrators Manual Medicare is the primary payor for employees age 65 or older in employer groups with less than 20 employees When a group has fewer than 20 employees, Blue Cross is ( Full Answer )

What insurance company will provide medical coverage for a person with lupus?

The Affordable Care Act, if it is upheld by the courts, makes certain changes in the ability for insurers to exclude applicants from coverage based upon certain preexisting conditions. Normally, there are preexisting condition exclusions in private health insurance policies. These exist so as to al ( Full Answer )

Can a medical insurance company drop coverage in the middle of chemotherapy treatment for cancer?

No, is there something else going on, like not paying your premiums? Are they cancelling EVERYONE in your state? Did your employer stop paying the premiums? For more info see Did they drop your coverage or were only 30 treatments approved and the doctor "forgot" to ask for ( Full Answer )

How do medical insurances coordinate payments if you have coverage from two companies?

Answer . \nMost of them require a coordination of benefits form to be filled out before paying claims. Typically only one policy pays. You would have to talk with the companies in question to find out their rules. In the case of children it can be a challenge, the rule that my company went wi ( Full Answer )

How does homeowners insurance medical payment coverage work?

the actual MEDICAL PAYMENTS coverage works like this (in MO, and most states that i am aware of)..........someone is hurt on your property thru NO negligence of your own.....(ie i just trip and fall for no reason, I'm a clutz-have even seen it pay for poison ivy contracted on a property).....medpa ( Full Answer )

Can your insurance company drop your coverage for any reason?

Lost Insurance Coverage . Drop? . They can cancel your policy within 60 days of the effective date for numerous reasons. The most common reason is that the homeowner failed to disclose on the insurance application some risk condition or previous claims history. This is known as concealment and is ( Full Answer )

What is the definition of primary coverage in regard to medical insurance?

Often, a person will have "primary" insurance and "secondary" insurance. For example, if you have insurance through your job, and your husband has insurance through his job, then your primary insurance will be the one through your job, and your secondary insurance will be the one through your husban ( Full Answer )

Can a medical insurance deny coverage because you have ms?

I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application pro ( Full Answer )

How much medical payment auto insurance coverage is right?

This question is very tough to answer well. I know in PA medical from auto insurance is the first source used to cover a medical expense. If you have a decent health insurance plan this can provide coverage over top of the medical from your auto.. However,as the deductibles on health care are incre ( Full Answer )

Can your medical insurance drop your coverage in the middle of an ongoing medical problem?

Answer I might need more details to answer this. Most policies will continue to pay hospital claims if you are inpatient prior to your policy cancelling. Other than that I would say yes unless your question is more about specific approvals. We can for example stop paying for chemotherapy if you e ( Full Answer )

Is insurance company responsible for full coverage insurance on rental?

Answer Car Rental Ins: . EXTRA insurance that you have a choice of taking or opting out of when you sign the rental agreement (by checking and initialing the correct boxes) has been a confusing part of renting for years. It's a big money maker for the rental companies , but it's not always a ri ( Full Answer )

Should I drop my full coverage insurance?

I have a 2003 Hyundai Elantra GLS Sedan with 81,000 miles on it. Because the value of it is fairly low ($2750 KBB avg. trade-in and $2,600 NADA avg. trade-in) I am considering dropping my full coverage. My premium is $304 every 6 months, with a $500 deductible. I got a quote for dropping full cove ( Full Answer )

What car insurance company has the best coverage and rates?

There is no company that has the best coverage and there is no specific company with the best rates. I would shop around until you are comfortable. Try this site where you can compare quotes from different companies

What are medical insurance group rates?

Group medical insurance rates are those which apply to policies that cover a group of persons, as distinct from individual policies. The groups that are insured generally have a common denominator, such as employment by the same employer, or membership in the same organization. Typically, since the ( Full Answer )

Who do medical insurance companies answer to?

I know from my 20+ years of medical billing, in my state of Georgia, we have the Georgia Insurance Commissioner. I'm certain all other states do as well. I have found all insurance companies are subject to rules and regulations of this office accept state aid insurance and medicare and insurance pro ( Full Answer )

How much medical payment home insurance coverage is right?

The right amount would be Zero, It doesn't make much sense to pay extra for medical coverage on ahome insurance policy when that's already covered under yourmedical insurance policy. Ever heard of Double-coverge? It's illegal to get paid for the sameloss twice anyway. Adding Medical coverage on a ( Full Answer )

Where can you find cheap medical insurance with basic coverage?

There are many sites that can help you decide which coverage works best for you in your price range. You can enter in your information and the price you are willing to pay, what kind of coverage you are looking for and you will be directed to a list of providers. HumanaOne is a good company that wor ( Full Answer )

What company offers the best property insurance coverage?

It really depends on your individual needs for property insurance coverage, for example if you have a basic need for items held in a rented residance you can find great coverage from a number of insurance companies. If you own farmland and need greater coverage for equipment or more specific propert ( Full Answer )

Is there a specific company for travel insurance coverage?

"There are many different travel insurance companies. Depending on the country you will be visiting, you can find travel insurance quotes and coverage. Travel agents may be able to provide you with a list of companies that offer travel insurance for your destination. They may also be able to provide ( Full Answer )

What major insurance companies provide coverage on Audis?

"The major insurance companies that provide coverage on Audis are; American Family Insurance, State Farm, and Progressive. Other insurance companies are available directly from the dealer at time of purchase from the lender."

How is insurance coverage different for a medical clinic visit?

In Canada, medical insurance should be accepted at both a hospital and a medical clinic provided the patient has their insurance card.In the USA, patients will typically pay a flat rate co-pay for a medical clinic visit (as compared to a percentage of the bill at an E.R.)

When to drop full coverage car insurance?

You should only drop the physical damage part of your insurance if your vehicle is paid for in full and when you no longer would need help replacing or repairing the vehicle if a claim occurs. Also you could say that when the price of the physical damage coverage exceeds the benefit of replacing the ( Full Answer )

Which company has the cheapest medical insurance?

The cheapest medical insurance is through the government for low-wage families, otherwise it is wise to shop around for specific needs. Many insurances provided through jobs have built in discounts, and some such as TriCare, provided to military personnel, is free to military members and their imme ( Full Answer )

Does collision coverage insurance pay medical bills?

No. Collision coverage pays for the physical damage to your own car, subject to any deductible. Medicals are paid by a separate coverage-sometimes called Personal Injury Protection, but it may be called by a different name depending upon the State involved. It is what is generically called No Fau ( Full Answer )

What type of company is Complete Coverage Insurance?

Complete Coverage Insurance is the type of company referred to as an independent insurance agency. They provide insurance coverage for automobile, home, health, business and life.

What month can you drop your health insurance coverage?

There are lots of reasons that dropping your health plan at anytime is unwise. But to answer your question: You can go for up tothree months without health insurance, and still not have to paythe penalty/ tax. You drop your health plan by stopping yourmonthly payments for it. If you are covered by a ( Full Answer )