It would depend on the insurance company. Most insurance companies will reinstate your coverage once you are caught up on your premium payments. You would then just have a lapse in coverage for the month you missed.
Call the Insurance Comissioner of the state you live in.
Primary
no
Medical billing and coding is a process used to submit claims to an insurance company. First a claim must be submitted and then the claim is approved or rejected by the insurance company. If the claim is approved, a payment is sent out.
If you put medical insurance on the policy when the policy was purchased.
premium
The Primary is the first responsiblity of medical billing and if you have dual then the secondary will cover what the primary does not if not its out of pocket or Dudctible
A. Life Insurance
Non payment
Ask your physician what the cash price is for the procedure. Sometimes you can get a discount when you pay cash. You save the doctor's office from having to file with an insurance company for payment.
An "out of network"medical provider will not receive payment for services if not pre-authorized by a medical insurance company. It also requires the provider to agree to accept the pay scale if authorized,except in Florida where state law requires insurance companies to pay the providers fees in an emergency.
A medical coder takes what happened at a doctors appointment and translates it to codes. These codes are what get submitted to insurance company for payment. Thus they take the English and turns it into words for the insurance company that generalizes what happened at doctors office. Like the diagnosis, tests run, and sometimes symptoms.