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United States

Generally, portability of mortgages is not a feature of US lending. You should check with your lender.

Canada

In Canada, you can move most mortgages - it's called 'Porting' the mortgage.

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Q: Can a person move their current mortgage to a bigger house?
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If a person left a house in a will with a mortgage payment what happens with the mortgage?

The mortgage has to be resolved. Either it must be sold and the mortgage paid off, or the person inheriting obtains a replacement mortgage.


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If you are a joint mortgage holder and the other person on the mortgage files bankruptcy how does that impact the mortgage?

The house won't be affected at all UNLESS... The person filing BK is filing it on the house as well whether it be a 13 (repayment) or a chap 7


Who owns the house when a foreclosure has been dismissed without prejudice?

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The current bank rate is one factor to how much interest you will pay on your mortgage. If the rate is very high, your interest will also higher, limiting how much you can take out in a mortgage and what house you can buy.


Can someone get a mortgage on a new house if they have not sold their current home?

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How does one know when it is time to refinance their house mortgage?

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Where can one find advice on a house mortgage refinance?

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How can a person get a refinance mortgage?

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