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Can a primary driver get car insurance on a car if they are not the title owner?
Wiki User
∙ 13y ago
It will depend on what insurance company your are insured with. Most companies do not allow this. However, at the company that I previously worked for they did allow you to insure a vehicle even if you were not the titled owner.
You had to add an "Owned By Endorsement" to the policy. In which they would get all of the information about the owner of the vehicle as well as your information. In some cases, they would even rate for the owner along with you if the owner isn't rated on another insurance policy.
If there was a loss, the owner would be paid because they own the vehicle and are the ones with the insurable interest, not you.
Your basically just paying for the insurance on it to drive it, but would not be compensated if a loss were to occur.
Hope that helps!
Wiki User
∙ 13y ago
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Can a person get insurance on a car someone else is financing for them?
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Who is real estate title insurance paid to?
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Can you register tag and title unde one name and have insurance under another?
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If your name is on your car title and registration can the insurance for your car be under someone else's name?
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What do you do after buying a car from a previous owner?
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