Repossession

Can a repo man enter a yard that has a locked gate to get a vehicle?

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2009-01-07 06:55:17
2009-01-07 06:55:17

No. However in most states it is a felony for someone to conceal a vehicle to prohibit a lender from repossesing it.

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No one has the right to enter your property to repo a vehicle. I your vehicle is out in the street, then its fair game. If you see the repo man coming but has not hooked up to your vehicle, you legally still have possession of the vehicle. Once the vehicle has made contact with the truck the vehicle belongs to him.


First question: Yes, they can come on private property, with some limitations. They may not enter an enclosed building or cross a locked gate. Second question: Unless they gain consent of the owner of that vehicle, they cannot enter or move any other vehicle in order to get to the vehicle they're repossessing.



Laws vary by jurisdiction... they can never force their way into a locked building, enter any vehicle other than the one they're repossessing, or open a locked gate... in most jurisdictions, they can open an unlocked gate, so long as they do it within the laws requiring peaceful repossession.


They can go where they have open access to reacquire the lienholder's property. They cannot force their way through a locked door, cross a locked gate, or enter a vehicle other than the one up for repossession.


If it's open access, yes. They cannot crash a locked gate or enter a building without permission.


They wouldn't be able to legally. However the gate would have to LOCKED and not just closed. It would need a lock and/or chain that would prohibit them from opening up the gate. I don't know the exact procedure that you could do legally but I would contact an attorney if I were you.


Yes! a repo agent can legally repossess collateral anywhere, as long as he doesn't breach the peace or break and enter into a locked garage or gate



No, a repo man can enter your driveway but if the car is in a locked garage they do not have the right to enter without your permission. This rule applies to your home as well.


WE ACTUALLY HAVE A REPO T.V. SHOW. IF YOUR GATE IS LOCKED THEY CAN'T ENTER. IF YOU GET IN THE CAR THE CAN'T TAKE THE CAR, THAT'S KIDNAPPING (BEING MOVED 3 FEET BEYOND YOU WILL). THEY CAN CALL THE POLICE. YES THE POLICE WILL BE ON THE SCENE WHILE THE REPO MAN DO HIS JOB.


The car can only be repossessed from a locked garage if the car is spotted in the garage from a window or a crack, but the repo company cannot enter the garage if the car was not visibly spotted.


No, it would be a breach of peace which he can't do. But you must have proof it was locked.



In some places it is not permitted for a repo man to enter a closed garage. In California, for example, a repo person can come on to private property to locate and take a vehicle, but cannot enter a locked placed, can't go inside the house, can't threaten or bully. This is not universal. In some areas the repo man can break open locks, etc.


No.Not if the gate is locked. They would have to get a warrent. * The repo man will not come with a warrant. The Sheriff might if the bank has sued and a court has issued a Writ of Replevin. They can come on your property and as long as they do no damage they can take the car.


Every state has its own rules, but the general rule of thumb is that an individual that works for a repo company can repo a car on prive property as long as the property is not locked (i.e. a locked gate surrounding the house, or if it's inside a locked garage).


Yes, but in most states they cannot get a vehicle locked in a garage.


Repossession laws vary from state to state. Typically, if the vehicle is behind (or in) a locked enclosure, they cannot enter and take it.


No. A repo agent is only permitted to move and enter the vehicle which they have an order for repossession on.


No. because not verifying the vin could lead to a misrepo of another vehicle for which the repo company would be sued.


they would have to get a warrant and have an officer come with them.


Was the gated garage really locked at the time the car was repoed?, Could have one of the other resident been coming or going so the gate was open when the repo people entered the property? Can you prove they broke in? Is there a security camera that will prove they did or didn't break in?


Yes, a repo man can take your car in any circumstances. He just needs to find a means to enter the property.


They can come onto your property because you gave them permission when you signed the loan.If it someone elses property that is trespass but after they have the vehicle the point is moot as long as they didn't damage the property.



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