In Texas, as long as the parents claim the child as a dependent they can be on their insurance until they are 23 or get married. Whether or not they are a full-time student. You have to check online for your state's laws.
I know for me, i have to be a full-time college student [at least 14 units] to be on their insurance.
The the child has the car, than the child should be on the parents, or whoever owned the car, insurance. This is required in all states.
The answer: No. Insurance is not cheap to any young driver. Not being on a parents policy can be more expensive as well.
Sure, if your parents will want you attached to their policy, and if you are living with them.
yes, but they can find out through their insurance
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
IT DEPENDS ON THE STATE HE/SHE LIVES IN. SOME STATES ARE NO-FAULT AND THEY MAKE IT DIFFICULT FOR LITAGATION. IF THE 18 YEAR OLD IS A DEPENDANT SUPPORTED BY THE PARENTS i.e. A COLLEGE STUDENT THEN THEY COULD BE IN TROUBLE.
No.
No, once your 18 whether male OR female, you will no longer be covered by your parents no matter what. Not to sure about the special ed though.
Your parents status should have no effect on your ability to get insurance.
YES
That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for the cheapest rates.