This appears to be a reasonable request. Should the roof or any part of a common area be damaged caused by an erant satellite dish, someone should be liable to pay for the repairs. Since not all owners enjoy the benefits of the dish, it would appear unfair for all the owners to participate in such repair costs through the master policy.
However, this requirement must be documented with the process for approval for dish installation in order for the board to enforce your purchase of such insurance.
A person would require high risk insurance for many reasons. A person may require a high risk car insurance because they have been involved in many accidents or had their license suspended. A person may need a high risk loan because their credit is poor or they might have declared for bankruptcy before.
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