Yes--but only if they have a court judgment against you. In that case, they would have what is called a judgment lien.
Auto Insurance.
Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.
Auto insurance: An accident that damages your vehicleDisability insurance: An injury that causes you to lose wagesHomeowners insurance: A fire in your house that damages your personal possessionsHealth insurance: An illness that involves a trip to the doctor.
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
If you are sued in relation to an auto accident, the insurance company will pay for your defense as well as the damages up to the limit of your coverage. The defense costs are in addition to your damage limit.
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.
Auto insurance is a kind of insurance that assumes the risk of loss for occurrences involving automobiles. In a general sense, auto liability insurance removes from the owner and/or driver of the vehicle who is at fault for a collision the financial responsibility of paying money damages to the party who is not at fault. These damages could be for property damage or for bodily injury. The extent to which the auto insurance company assumes this risk of loss is set forth in the terms and conditions of the written insurance policy, and is limited by the amount of insurance that was purchased. Collision and comprehensive auto insurance pay the owner of the vehicle for damages sustained to his/her own vehicle according to the terms of the policy. These payments are generally subject to a deductible. This is the amount of money which the insured has agreed to pay toward the damage before the responsibility of the insurance company to pay is triggered.
Having insurance in general is important; auto insurance especially. Not only is it illegal to drive without auto insurance, but if a person were to get into a car accident, he/she would have to exchange insurance information with the other person involved in the accident. A hefty fine can follow if he/she does not have insurance. The insurance will pay for the damages done so that he/she does not have to pay out of pocket. The same goes for homeowners' insurance. If damages are done to a person's house, then the insurance will pay for the damages. Overall, it doesn't matter if it is 21st Century Insurance or another insurance company. Insurance is very important to have.
How do I start an auto insurance company in Texas?
"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.