If you are using the car for company business - i.e. traveling in it while AT work (not going to and from work in the morning/night), then not only can they ask you for proof of insurance, the MUST ask you for this.
If you are driving the car when working for them and you then have an accident, they could be sued if you are not insured and further, the police could hold them criminallyliable.
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.
If you have an auto accident on company time, whether your employer is "responsible" depends on what arrangements have been made in advance and what you mean by "responsible."Were you driving a company vehicle?Were you engaged in company business or on an errand for your own benefit?Were you complying with company policy regarding distracted driving, hands-free cell phone use, etc?If you were driving your own vehicle on company business, was that a routine process and had you notified your insurance company of that practice?
There is no need to have your employees sign a liability release form. All you have to do is check with your insurance company to make sure you are covered with liability insurance.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
YES ... If your job is driving your car ...
Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....
Your insurance company may deny the claim due to business use, but they would be the primary coverage. Insurance stays with the car. But your employer should certainly offer to pay for this damage. I would file with my company and if there is coverage, maybe your employer would pay your deductible, if it is denied then file with your employer. If you would like to provide more details I could be of greater assistance.
As much as they see fit to.
Many websites such as Geico.com and Statefarm.com will give you quotes over the internet. You can also try the insurance company that insures your cars or your home and get a quote from him. They will be able to insure your company cars.