Your insurance company may deny the claim due to business use, but they would be the primary coverage. Insurance stays with the car. But your employer should certainly offer to pay for this damage. I would file with my company and if there is coverage, maybe your employer would pay your deductible, if it is denied then file with your employer. If you would like to provide more details I could be of greater assistance.
Categorically no. The insurance relates solely to driving on company business.
If you have an auto accident on company time, whether your employer is "responsible" depends on what arrangements have been made in advance and what you mean by "responsible."Were you driving a company vehicle?Were you engaged in company business or on an errand for your own benefit?Were you complying with company policy regarding distracted driving, hands-free cell phone use, etc?If you were driving your own vehicle on company business, was that a routine process and had you notified your insurance company of that practice?
No, unfortunately...the only time it would be is if travel business to business.
No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.
The cheapest way to do this is just to have personal use added onto your current business auto policy. It's much more cost effective than buying a separate personal policy when not on company business.
Private individuals are not responsible for company car leases. Company car leases are taken out by the company as a business. If for any reason a company defaults and doesn't make payments, it is generally repossessed from the company.
NO
The contributions of business to an economy are quite significant. The business sector is responsible for driving the economy. Business is very wide and is actually intertwined with the economy.
The contributions of business to an economy are quite significant. The business sector is responsible for driving the economy. Business is very wide and is actually intertwined with the economy.
Well as described, I would say everybody is irresponsible! Generally, an employee acting on the commands of his employer makes the employer liable for those actions - more likely "also" liable - so the employee may not be entirely in the clear, albeit less of an attractive target.
its the vission that determine the mission which could lead to purpose driving business.
No.