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Can an insurance broker cancel your automobile insurance at the request of a joint policy holder over the phone without notifying the other party that they no longer are insured?
Wiki User
∙ 12y ago
If the situation is a divorce or separation from a partner then both parties should give consent to the cancellation. As an agent I would take the party who called in off of the policy and change the address to that of the other party so that they have the opportunity to continue the policy if that address is known.
ADDED: It sounds like a slipshod way to do business but, as an "agent" of the issuing company, he probably has that authority. It all may depend on the wording contained in the insurance contract. I doubt that any "laws" were broken however.
Wiki User
∙ 12y ago
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What to do if the at fault driver has not reported a claim to their insurance?
You can file a claim with the at fault drivers Insurance Company yourself. You don't have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.
Can an insurance warranty be included mid term on a public liability policy?
I don't really know what insurance "warranty" you are talking about. Any insurance policy can be changed during the policy period by a request from the insured. Basic terms of the policy are not usually changed until the renewal date.
Are you allowed to request a particular automobile to rent?
At enterprise car rental, you are certainly allowed to request a particular automobile to rent. They will do their best to accommodate you and your particular needs.
How long does a Insurance Company have to provide a Insurance policy certified copy to the Insured after request?
They are not required to certify your copy of the policy. An Insurance declarations page (Policy Page) is already considered a legal document. I think most states will require that a copy be conveyed within 10 to 30 days depending on your state of residence. Most companies will send a policy holders copy promptly on any request of their insured. Many companies now offer instant online policy access to insureds as well.
Can you buy life insurance for more than amount determined by insurance company calculators?
Broad answer,Yes. Yes, you can choose to purchase more life insurance than indicated by the life insurance calculator. The insurance company will let you know whether they accept your request or not when you apply for the policy, if they feel you would be over-insured. There is nothing stopping you from buying a policy for a greater amount than the one specified by the company calculator. However, your final eligibility for the same will only be known when and if the insurance company accepts this request.
Why would a landlord request that he be named as an additional insured party on your renters insurance policy?
Renters insurance and the Additional InsuredIt is common to list the property owner as an additional insured, After all you are renting his property and have accepted certain liabilities for damages to the property. The reason a landlord would require this is in the event that a loss occurs and the tenant refuses to file claim, the landlord as an additional insured can call and file the claim for you. AnswerThat is a good question. You are right to be cautious ask your insurance agent.
What is the fine for driving in Missouri with no insurance?
Missouri Driver Responsibilities and Penalties It is illegal to drive a motor vehicle in Missouri without automobile liability insurance. The vehicle driver must show proof of insurance to any law enforcement official, upon request, or a traffic ticket will be issued to the driver. If convicted of
What is the meaning of Insurance is the subject matter of solicitation?
'insurance is a subject matter of solicitation', which essentially means that insurance has to be requested or asked for, not sold. - Souvik Maitra To fully understand the meaning of this cryptic phrase, take a look at the wording of any insurance policy that has been issued by an insurance company to a customer. Every insurance policy says that the insurance company is providing you insurance against a risk on YOUR request/solicitation, i.e. the company agreed to sell you its insurance policy after you solicited or asked for such a sale. In legal terms, insurance is a product that should not be pushed by a seller, but should be pulled by a buyer. That doesn't happen in real life, though -- Kapil Bajaj
What does Additional insured mean with regard to general liability?
You are the insured. Your landlord or partner or banker may be the additional insured. They have a financial interest in or liability at stake with whatever it is you are insuring. It does not cost you more to name an additional insured. Why didn't you aks your agent this question? Can the person I was working for withold money owed to me because I did not put him under additionaly insured? Not legally unless it was contractually noted. If you did not have a loss you can just add the additional insured now. In a contractor/subcontractor relationship the contractor may request the subcontractor to name him "additional insured". In the event that a liability issue arises and is caused by the work of the subcontracor, the subcontractor's insurance will not only cover any claims made against the sub, but will also provide claims made against the contractor in regards to the sub's negligence. Many insurance companies DO charge a flat fee or a percentage based fee to name an additional insured.
When you request an auto insurance quote does your current insurance company find out?
No
How do you file an SR22 to be able to drive your girlfriends car if its the only one you drive?
You have to buy Auto Insurace and request an sr22 filing, You may also be added to your girlfriends Auto Insurance and have her Insurance company issue you an sr22. SR22 Insurance is the same thing as Auto Insurance. Only your Auto Insurer with whom you are a named insured driver can issue you an SR22 Filing. An SR22 Insurance Filing is just proof for the state that you have obtained your auto insurance.
Will life insurance pay for cancer hospital bills?
Life insurance makes a single payment to the designated beneficiary for the entire amount of insurance. It does not pay addidtional amount for hospital bills or such. Don't confuse life and health insurance. Generally the hospital cannot make any claim on the life insurance payment made to the benificiary. Some life insurance policies have provisions that can make payments directly to the insured for part of the life insurance if the disease is terminal. The payments are at the request of the insured to use in any manner they desire.AnswerDepending on the insurance policy, a terminal patient may obtain funding to cover treatment while they are still alive. This is not a loan. After death, before the estate can pay out, the bills have to be paid.
