Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question. yes but in case of accident/if the other person drive/ your isurance does not pay.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
If you are a first named insured on your policy then your liability coverage would extend to any non-owned private passenger vehicle you have permission to operate.
What do you mean hold them liable. If you gave them permission to drive your vehicle and you had excluded them on your policy, the insurance company will not pay any part of the claim. More than likely you, as owner of the vehicle will be the primary target. If the accident involves another car you will be primarily responsible for their damages and injuries as well as the damage to your vehicle. You can try to implicate the driver but it is your vehicle, your insurance and exclusion that you signed, and you gave this person permission to drive your vehicle, knowing what you do about them.
Depends on which country. In Canada for example, no. Since insurance is given by vehicle. In the USA, yes, since a person is insured.
A license, a vehicle, and insurance.
Provisional car insurance is a policy that can be purchased by a person who is learning to drive in another person's car. The insurance covers the learner driver without risking the insurance of the owner of the vehicle. Companies that offer provisional car insurance can be located through an insurance broker.
To drive another person's car you must be a named driver on the vehicle's insurance policy.
No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C
Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.
You will have to have insurance on the vehicle to drive in Texas any way you go about it. Texas is a state that has mandatory insurance coverage. The owner of the vehicle needs to add you as a driver and give them your license information. Most insurance companies do not charge anyone additional premium for a person with a learners permit. I assume your laws are that you can only drive with a licensed driver in the vehicle whenever you drive.
No, if one is not covered by an insurance policy, one may be cited if stopped. Thankfully, the law is permeable, so if one were to drive another's car in order to prevent public or personal damage, the police officer on the scene (if there is one) may elect to "let you go". In addition, it is legal to drive another person's car if you have their permission. Depending on where the vehicle is insured, insurance policies have provisions for drivers who are not covered by the policy but who have permission from the owner to drive it.