Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question. yes but in case of accident/if the other person drive/ your isurance does not pay.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
What do you mean hold them liable. If you gave them permission to drive your vehicle and you had excluded them on your policy, the insurance company will not pay any part of the claim. More than likely you, as owner of the vehicle will be the primary target. If the accident involves another car you will be primarily responsible for their damages and injuries as well as the damage to your vehicle. You can try to implicate the driver but it is your vehicle, your insurance and exclusion that you signed, and you gave this person permission to drive your vehicle, knowing what you do about them.
If you are a first named insured on your policy then your liability coverage would extend to any non-owned private passenger vehicle you have permission to operate.
Depends on which country. In Canada for example, no. Since insurance is given by vehicle. In the USA, yes, since a person is insured.
A license, a vehicle, and insurance.
You will have to have insurance on the vehicle to drive in Texas any way you go about it. Texas is a state that has mandatory insurance coverage. The owner of the vehicle needs to add you as a driver and give them your license information. Most insurance companies do not charge anyone additional premium for a person with a learners permit. I assume your laws are that you can only drive with a licensed driver in the vehicle whenever you drive.
Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.
You must have car insurance to drive your vehicle on UK roads.It means you're covered if you have an accident causing damage or injury to any other person, vehicle. If you are looking for car insurance quotes i hereby recommend the great resource for car insurance comparison site - comparemarketinsurance.co.uk/car-insurance
No proof of insurance on the vehicle. Just because you have one car with insurance does not mean that you are covered on any vehicle that you drive. Your best bet is to add the vehicle to your policy, go to court, show them you now have proof of insurance, and you should be okay then.
In Victoria Australia, a person can file a claim against another person while driving an unregistered permit, but only if they have obtained and displayed a permit to drive the vehicle
Provisional car insurance is a policy that can be purchased by a person who is learning to drive in another person's car. The insurance covers the learner driver without risking the insurance of the owner of the vehicle. Companies that offer provisional car insurance can be located through an insurance broker.
Yes you would need insurance on a vehicle you can not drive cause what if there was a storm and a tree fell on it and it had really bad damages than what would you do.
Most policies state that you have to notify them of all household members and drivers of the vehicle. This is something that you have agreed to do in the insurance contract. Many insurance companies will allow you to exclude the person from your insurance policy if they absolutely do not drive the vehicle. When you sign an exclusion you are agreeing that not only does the person never drive your vehicle but also that if this person does drive for any reason there is no coverage under the policy while he is driving. If you get sick and cannot drive but your boyfriend does and has a wreck they pay nothing. In order for a person to be covered they must be listed on the policy and any premium for them must be paid. Doesn't that sound fair. They are covered only if you pay for them to be covered.
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you drive an uninsured vehicle, you will be ticketed.
Insurance co. are not required to test drive any vehicle.
Not if you're driving a gaurdians vehicle that has insurance.
Automobile Insurance follows the vehicle. As long as there is permission to drive by the owner (insured) the coverages that are on the vehicle will apply. I agree with the first answer.
Here is how you do this. Get the insurance in the name of the owner and list the people or person who drives the car as a driver. Usually the driver can have a driver's license from another state and or live in another state. Some insurance companies will allow someone to insure a vehicle that they have care custody and control of regardless of who owns the vehicle.
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
You dont NEED insurance in that case you are covered under what is called 'permissive use' on the owners policy, permissive use does not mean you drive the vehicle frequently (not more than 10-20% of the time) but you have the permission to drive the vehicle from the owner/policyholder. You can get "Non Owner" insurance policies in some states that dont require you to actually own a vehicle, this is in SOME states and your driving record needs to be pretty nice looking but it is available.
By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not covered by your insurance in the case of any traffic violation (accident, ticket, etc.). It means there is no coverage available to the excluded person in the case of an accident while driving the said vehicle. There will be NO COVERAGE.
No. * i say Depends on your policy. Call your insurance person.
some insurance company will let you but they will require a licence number of the person you are allowing to drive the car