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I don't know if this helps anyone or not but I know that I have a friend who had went to court several months ago over a dr bill. The judgment was set for her to pay so much a month. She missed a payment and then all of a sudden she started getting bounced check notifications in the mail. when she called to find out what was going on because she and her husband had just been paid, the bank told her that there was a levy put on her account.
No. A collections agency can garnish wages. A court can order you to pay up, but no one can go into your checking account and take money away. A checking account can be seized by the IRS or by court order.
a collection agency did seize and close my checking account, by court order, without knowing where or even if I had an account. so yes it is possible. this happened 2-20-2006
A creditor must follow due process meaning a winning a lawsuit and having a judgment entered against the debtor defendant and then executing the judgment as a bank account levy. In some cases the creditor will ask the court to "freeze" the funds in the account until the case is heard, this is generally done when there is a reason to believe the debtor will attempt to transfer or remove the money. It's a fairly simple matter for a judgment creditor to find a bank account, especially if they have kept a record of payments made from the account. Joint accounts are also subject to judgment levy except with the exception of marital counts held as TBE. The IRS and/or state tax agents cannot arbitrarily remove money from an account they must have a court order and the debtor must be informed before the account is seized. With the exception of the state of Massachusetts the IRS may only levy a bank account once.
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Can collection agencies garnish or seize your checking account?
no
Can a lawyer garnish a checking account?
With a court order, yes, they can.
Can I add another person to my checking account?
Yes, a member can add anyone, age 18 or older, as a joint owner to his/her account. As long as the joint individual is eligible for a checking account through the credit union or bank. This person has total access to do transactions on only the specific account they are joint on.
How is a business checking account different from a personal checking account?
A business checking account is different from a personal checking account by the minimum amount of desposit. You can read more at www.business.com › Directory › Financial Services › Banking
Why is a checking account more convenient is savings account?
It's easier to spend the money in a checking account.
Can collection agencies tap a personal bank account?
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
Can collection agencies garnish or seize your checking account?
no
Can a lawyer garnish a checking account?
With a court order, yes, they can.
Can anyone garnish your account if you just opened the account and have never paid anyone from it?
Only if you owe them money and they have gone to court to seek a judgment against you.
Can I deposit cash in someone esle's checking account?
Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…
Can a car loan company garnish your checking account or your wages in the state of South Dakota?
If the judge awards that as a method of satisfying the terms of the loan, probably.
You live in AL can a attorney office garnish your checking account if they have not informed you?
In order to lawfully garnish your pay they either need the authority of a court order to your employer do so, or you must have agreed to it in some contract or agreement that you previously signed.
Can creditor garnish bank account with minor as beneficiary?
Yes. They cannot garnish the minor's account, however.
Can the state of Michigan garnish money out checking accounts for child support?
The State can place a lien on bank accounts and other assets. The lien freezes the account.
Is it a US checking account or an US checking account?
A US checking Account
Can collection agencies garnish a pension in Pa that is direct deposite in a checking account if the pension is paid by PGBC a government program?
A collection agency can only garnish pensions in PA that is directed deposited in a checking about if the pension is paid by PGBC, a government program if the debtor has not filed an exemption. Typically, the debtor has 10 to 21 to file an exemption.
What if someone wants to put money in your bank?
Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…
