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Can credit card companies garnish wages on a joint account in Indiana?
Wiki User
∙ 15y ago
You bet they can. In using the card, you agreed to faithfully pay them back what you charged. Since you have used someone else's money to buy stuff you couldn't afford yourself (and therefore didn't need), you are now in debt to someone else. They are entitled to take whatever means are necessary, within the law, to recover those funds lent to you in good faith that you would pay them back. The credit card companies have bills to pay just like you do ... they can't default on their payments to their employees and utilities. Never ever charge anything that you know can't be paid back in full at the end of the month.
Wiki User
∙ 15y ago
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can credit card companies garnish wages in Indiana?
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
Can credit card company garnish state retirement check in Florida?
Credit card companies could not garnish a retirement account at one time in Florida.
Can credit card companies garnish pension and social security benefits automatically deposited into your bank account in Tennessee?
no way
Who can garnish wages or income tax returns?
Can credit card companies that take you to civil court garnish your wages or income tax return if you lose in the lawsuit
What are the advantages of having an ACH merchants account?
An Automated Clearing House account is more secure than setting up an account with credit card companies personally. A clearing house account my also have features that are not offered with an account directly set up with credit card companies.
Can credit card companies garnish your wages in New Jersey?
Only with a court ruling against you, but you be served court papers before that can happen.
Can a credit card company in the state of Maryland garnish your pension check that is automatically deposited into a bank account if there is no other income?
Yes, unfortunately
Can credit card companies give your account number to idenity fraud companies without your consent?
YES
Can a federal credit union garnish disability?
Banks do not place liens or garnish your paychecks (your employer would have to do that). However, if a garnishment is received by your credit union, they have to freeze any liquid funds in your account at the time the garnishment is received and send the funds to the court (by law). This is regardless of the source of the funds.
Can a credit card company freeze your bank account after a garnishment is ordered even if your credit card was not with that bank?
Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.
What is statute of limitation for charge off on a credit card in Indiana?
Indiana has set the statute of limitations for an open ended account at 6 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your agreement for the applicable jurisdiction.
Can an credit card company garnish your wages?
No
