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Can employer cancel your health insurance if you got behind on your premiums while you were on FMLA?
Wiki User
∙ 13y ago
Unless you have some chronic disease , accident or sudden emergency you cannot file for health insurance benefits. You can get it done, and will have to submit all the premiums.
Wiki User
∙ 13y ago
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Can your employer cancel your health insurance when you are on short term or long term disability because you did not make a payment on your insurance like is normally done through your paycheck?
Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with. When that happens, the insurance company, not your employer, cancels your health insurance for lack of premiums. There are many ways to avoid this tragedy, including donation of leave by co-workers, if permitted, to keep the paychecks coming, or employer paying premiums for you until you are able to return to work. Good luck. JJ
When should one cancel term insurance?
One should cancel term life insurance when it is no longer needed, or the premiums required become unaffordable
Can your employer ask for proof for other coverage if you are trying to cancel you insurance with them before they will cancel you?
AnswerYes.
Can your employer cancel your health insurance without notifying you?
No. Call your States Department of Insurance.
Can you cancel term life insurance by not paying the premiums?
Yes, this is one option. You could write a letter to the insurance company requesting cancellation of your policy. Or, you could stop paying the premiums and the policy coverage would lapse and be canceled for non-payment of premiums.
Can your employer cancel your group life insurance?
Yes. There is no legal obligation for your employer to offer health insurance unless you have a labor agreement through your labor union that requires it.
Can your employer cancel your health insurance while you are still employed?
Yes, in certain situations. For example, 1) If you are no longer considered an "Eligible Employee" - (ie. you no longer work enough hours to be considered full-time); 2) If your employer discontinues the plan for all employee's. Note: Any involuntary loss of coverage may be a COBRA or HIPAA event.
Do Employers have the right to deduct long term disability insurance premiums off your pay cheque without your consent?
At some time you had the opportunity to choose your benefits and you signed the application for the disability insurance. If you want the insurance you will have to pay for it. If not go to your personnel office and cancel it. You may have to wait until the renewal date if the company only lets you change benefits at certain times. The good part of you paying for the premiums of long term disability is that the benefits are not taxable if you ever get disabled. If the employer pays for the premiums or if it is paid for with before tax funds then the benefits are subject to income taxes.
Can you cancel your insurance with your employer because you have insurance through your spouse?
Yes. It may be a hassle, but it is important to choose the best coverage at the least cost for your family.
Can employer cancel health insurance upon termination?
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
What has caused or allowed life insurance premiums to drop?
There are a number of different reasons premiums for life insurance may drop over time. The premium for a life insurance policy is the amount you pay in return for the life insurance coverage on your life. The insurance company promises to pay out a death benefit to your beneficiary of you die, in return for your premiums you pay on your life insurance policy. Premiums are based on several factors, including your age, health, occupation, hobbies, lifestyle, if you smoke, driving record, credit history, height-to-weight ratio, etc. In addition, the type and amount of life insurance will have an affect on how much you pay for life insurance. What can lower life insurance premiums? Life insurance companies may lower their premiums over time if they have fewer claims, more people cancel their life insurance plans before dying, or people live for a longer period of time
When paying off a loan. Is mortgage insurance premiums still due?
No, unless it specifically states in the mortgage contract the last insurance premium is to be paid with the loan payoff. If you don't pay it all they can do is cancel your insurance which you don't want anymore.
